Amlak International Finance Company

1182.SR · Financial Services · · SAR

8.54 SAR

+0.00 (0.47%)

● Updated 2026-07-10 18:33 Saudi Time ↻ Refresh

Short-term Mid-term Long-term

Fahodi Score SELL Long-term (Investment)

/ 100

Technical 20

Trend & RS 20

Momentum 28

Fundamental 78

Macro 54

Liquidity 25

Component	Score	Weight
Technical	20.0	10%
Trend & RS	20.3	10%
Momentum	28.3	5%
Fundamental	77.8	40%
Macro	54.2	15%
Liquidity	25.0	20%

Trade Setup

Entry	8.54
Stop Loss	8.26 (3.3%)
Target 1 (1:1)	8.82 (+3.3%)
Target 2 (2:1)	9.10 (+6.6%)

ATR(14)	0.14 (1.6%)
Risk per Share	0.28
Reward:Risk	2:1

ATR-based levels. Adjust for support/resistance zones.

Factor Profile

Factor	Score	Z
Value	90.7	+1.63
Momentum	28.3	-0.87
Quality	65.9	+0.64
Composite	61.6

Quality Scores

Piotroski F-Score 5 /9 — Average

✓ ✓ ✗ ✗ ✗ ✓ ✗ ✓ ✓

1. Positive Net Income 2. Positive Roa 3. Positive Cfo 4. Quality Earnings 5. Lower Leverage 6. Higher Liquidity 7. No Dilution 8. Higher Gross Margin 9. Higher Asset Turnover

Altman Z-Score 23.90 — Safe Zone

Distress <1.81Grey 1.81–2.99>2.99 Safe

Valuation vs Peers Undervalued

Metric	Stock	Sector	vs Peers
P/E Ratio	12.6	18.0	-30% below
P/B Ratio	0.7	2.5	Below
Dividend Yield	5.8%	2.0%	Above avg

Comparing against Financial Services median multiples.

Trading at a discount to sector peers — potential value opportunity.

Intrinsic Value (DCF) Undervalued

Intrinsic Value

9.68

Market Price

8.54

Upside

+13.4%

Margin of Safety	+11.8%
Stage 1 PV (5yr FCF)	301,123,886
Terminal Value PV	685,750,899
Total Enterprise Value	986,874,785

Assumptions

Base FCF	55,447,200
Growth Rate (5yr)	15.1%
Terminal Growth	2.5%
Discount Rate (WACC)	12.0%

2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.

Position Sizing — Kelly Criterion

4.8%

Recommended Size

32.28%

Full Kelly

16.14%

Half Kelly

5.0%

Max Cap (Moderate)

Kelly inputs derived from quant score 50/100. Estimated win rate 55%, avg win 8.0%, avg loss 4.0%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.

RECOVERY Regime: RECOVERY (20% confidence) — position size reduced 4%

Signal Summary STRONG SELL

Bullish Signals

Bearish Signals

27.18

RSI(14)

-0.2128

MACD

Relative Strength (RS) WEAK RS

/ 99

RS Rating

O'Neil filter: <80

RS vs TASI	↓ FALLING (-7.7% vs TASI 3M)
RS vs Sector	UNDERPERFORMING (Financial Services)
RS New High	No (44d since high)
Sector Outperformance	-13.2% (3M)

RS Line — stock / TASI (90 bars)

← older newer →

RS vs TASI 50-day SMA of RS

WEAK RS: Underperformer — the stock is lagging the market. Avoid until RS trend reverses upward.

Technical Indicators

Indicator	Value	Signal
Rsi	27.18	OVERSOLD
Macd	-0.2128	BEARISH
Ma Cross	9.38 / 10.46	DEATH CROSS
Trend Short		BELOW SMA50
Trend Long		BELOW SMA200
Bollinger		MIDDLE
Volume	0.63x	NORMAL

Key Levels

Level	Price
52-Week High	13.90
Bollinger Upper	9.39
SMA(200)	10.46
SMA(50)	9.38
SMA(20)	8.93
Current Price	8.54
Bollinger Lower	8.47
52-Week Low	8.41
ATR(14)	0.14

Advanced Technical Analysis

Click to expand

Wyckoff Phase & Volume Spread Analysis

Wyckoff Phase

ACCUMULATION A Confidence

50%

Selling Climax

Acc: 2.0 | Dist: 0.0 | Markup: 0.0 | Markdown: 2.0

Volume Spread Analysis (last 5 bars)

Date	Signal	Vol	Description
2026-07-05	Normal	0.9x	Normal bar — no special VSA pattern
2026-07-06	Normal	0.52x	Normal bar — no special VSA pattern
2026-07-07	Normal	1.25x	Normal bar — no special VSA pattern
2026-07-08	Normal	1.44x	Normal bar — no special VSA pattern
2026-07-09	Spring	0.63x	Price broke below support then recovered on low volume — potential reversal

Ichimoku Cloud BEARISH

Line	Value	Status
Tenkan-sen (9)	8.74	Below Kijun
Kijun-sen (26)	9.02	Base line
Senkou A	8.88	Leading span A
Senkou B	9.25	Leading span B
Cloud	8.88 – 9.25	Bearish (Red)
Price vs Cloud	8.54	Below Cloud
Chikou Span	9.50	Bearish
Alignment Score	0/4	BEARISH

TTM Squeeze & Divergences

TTM Squeeze

SQUEEZE OFF No squeeze Momentum: BEARISH FADING

BB: 8.47 – 9.39 | KC: 8.73 – 9.14

Divergences (last 60 bars)

Type	Indicator	Bars Ago
Hidden Bearish	MACD	6
Regular Bullish	RSI	9
Regular Bullish	MACD	13

Anchored VWAP

VWAP: 9.46 Anchor: 2026-04-19 (52w Low) BELOW AVWAP -9.7%

Heikin-Ashi Trend

BEARISH Full data via /api/advanced/1182.SR

Valuation

Metric	Value
Market Cap	870.44M
P/E (TTM)	12.56
Forward P/E	N/A
P/B	0.67
EPS	0.68

Financial Health

Metric	Value
Revenue Growth	15.1%
Profit Margin	23.4%
ROE	5.5%
Debt/Equity	246.25
Current Ratio	66.38
Dividend Yield	5.8%
Payout Ratio	N/A
Beta	0.41

Trading Data

8.54

Open

8.54

Day High

8.54

Day Low

213.7K

Volume (0.5x avg)

Insider Activity

Insider transaction data is not available for Saudi-listed stocks.

Price Chart (90 Days)

Candlesticks (green=up, red=down) SMA 20 SMA 50 Bollinger Bands (upper/lower) Volume (green=buying, red=selling)