Aljazira Takaful Taawuni Company

8012.SR · Financial Services · · SAR

12.41 SAR

+0.00 (2.22%)

● Updated 2026-07-10 18:03 Saudi Time ↻ Refresh

Short-term Mid-term Long-term

Fahodi Score BUY Long-term (Investment)

/ 100

Technical 75

Trend & RS 70

Momentum 65

Fundamental 83

Macro 57

Liquidity 28

Component	Score	Weight
Technical	75.0	10%
Trend & RS	70.2	10%
Momentum	65.1	5%
Fundamental	83.3	40%
Macro	57.1	15%
Liquidity	28.4	20%

Trade Setup

Entry	12.41
Stop Loss	11.67 (6.0%)
Target 1 (1:1)	13.15 (+6.0%)
Target 2 (2:1)	13.89 (+11.9%)

ATR(14)	0.37 (3.0%)
Risk per Share	0.74
Reward:Risk	2:1

ATR-based levels. Adjust for support/resistance zones.

Factor Profile

Factor	Score	Z
Value	74.8	+0.99
Momentum	65.1	+0.61
Quality	54.8	+0.19
Composite	64.9

Quality Scores

Piotroski F-Score 6 /9 — Average

✓ ✓ ✗ ✗ ✓ ✓ ✗ ✓ ✓

1. Positive Net Income 2. Positive Roa 3. Positive Cfo 4. Quality Earnings 5. Lower Leverage 6. Higher Liquidity 7. No Dilution 8. Higher Gross Margin 9. Higher Asset Turnover

Altman Z-Score 37.27 — Safe Zone

Distress <1.81Grey 1.81–2.99>2.99 Safe

Valuation vs Peers Fair Value

Metric	Stock	Sector	vs Peers
P/E Ratio	26.4	18.0	+47% above
P/B Ratio	0.7	2.5	Below
Dividend Yield	3.2%	2.0%	Above avg

Comparing against Financial Services median multiples.

Intrinsic Value (DCF) Significantly Overvalued

Intrinsic Value

6.62

Market Price

12.41

Upside

-46.7%

Margin of Safety	-87.6%
Stage 1 PV (5yr FCF)	133,702,075
Terminal Value PV	302,936,338
Total Enterprise Value	436,638,413

Assumptions

Base FCF	24,816,000
Growth Rate (5yr)	14.8%
Terminal Growth	2.5%
Discount Rate (WACC)	12.0%

2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.

Position Sizing — Kelly Criterion

4.8%

Recommended Size

42.85%

Full Kelly

21.43%

Half Kelly

5.0%

Max Cap (Moderate)

Kelly inputs derived from quant score 65/100. Estimated win rate 60%, avg win 8.9%, avg loss 3.7%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.

RECOVERY Regime: RECOVERY (20% confidence) — position size reduced 4%

Signal Summary STRONG BUY

Bullish Signals

Bearish Signals

59.63

RSI(14)

0.3405

MACD

Relative Strength (RS) NEUTRAL

/ 99

RS Rating

O'Neil filter: <80

RS vs TASI	↑ RISING (+14.6% vs TASI 3M)
RS vs Sector	OUTPERFORMING (Financial Services)
RS New High	No (5d since high)
Sector Outperformance	+9.2% (3M)

RS Line — stock / TASI (90 bars)

← older newer →

RS vs TASI 50-day SMA of RS

NEUTRAL: In line with the market — no strong outperformance or underperformance.

Technical Indicators

Indicator	Value	Signal
Rsi	59.63	NEUTRAL
Macd	0.3405	BULLISH
Ma Cross	11.32 / 11.33	DEATH CROSS
Trend Short		ABOVE SMA50
Trend Long		ABOVE SMA200
Bollinger		MIDDLE
Volume	0.41x	LOW

Key Levels

Level	Price
52-Week High	13.64
Bollinger Upper	12.89
SMA(200)	11.33
SMA(50)	11.32
SMA(20)	11.94
Current Price	12.41
Bollinger Lower	10.98
52-Week Low	10.36
ATR(14)	0.37

Advanced Technical Analysis

Click to expand

Wyckoff Phase & Volume Spread Analysis

Wyckoff Phase

DISTRIBUTION A Confidence

100%

Buying Climax

Acc: 0.0 | Dist: 2.0 | Markup: 0.0 | Markdown: 0.0

Volume Spread Analysis (last 5 bars)

Date	Signal	Vol	Description
2026-07-05	Normal	1.3x	Normal bar — no special VSA pattern
2026-07-06	Normal	0.91x	Normal bar — no special VSA pattern
2026-07-07	No Supply	0.33x	Low volume, narrow spread, firm close — no selling pressure
2026-07-08	Normal	0.36x	Normal bar — no special VSA pattern
2026-07-09	Normal	0.41x	Normal bar — no special VSA pattern

Ichimoku Cloud BULLISH

Line	Value	Status
Tenkan-sen (9)	12.30	Above Kijun
Kijun-sen (26)	11.98	Base line
Senkou A	12.14	Leading span A
Senkou B	11.85	Leading span B
Cloud	11.85 – 12.14	Bullish (Green)
Price vs Cloud	12.41	Above Cloud
Chikou Span	11.10	Bullish
Alignment Score	4/4	BULLISH

TTM Squeeze & Divergences

TTM Squeeze

SQUEEZE OFF No squeeze Momentum: BULLISH

BB: 10.98 – 12.89 | KC: 11.34 – 12.53

Divergences (last 60 bars)

Type	Indicator	Bars Ago	Strength
Hidden Bullish	MACD	11
Regular Bearish	RSI	12

Anchored VWAP

VWAP: 11.47 Anchor: 2026-03-01 (52w Low) ABOVE AVWAP +8.2%

Heikin-Ashi Trend

BEARISH Full data via /api/advanced/8012.SR

Valuation

Metric	Value
Market Cap	819.06M
P/E (TTM)	26.40
Forward P/E	N/A
P/B	0.73
EPS	0.47

Financial Health

Metric	Value
Revenue Growth	14.8%
Profit Margin	9.0%
ROE	3.1%
Debt/Equity	1.50
Current Ratio	14.38
Dividend Yield	3.2%
Payout Ratio	N/A
Beta	0.33

Trading Data

12.41

Open

12.41

Day High

12.41

Day Low

123.1K

Volume (0.7x avg)

Insider Activity

Insider transaction data is not available for Saudi-listed stocks.

Price Chart (90 Days)

Candlesticks (green=up, red=down) SMA 20 SMA 50 Bollinger Bands (upper/lower) Volume (green=buying, red=selling)