BILL Holdings, Inc.
BILL · Technology · · USDFahodi Score BUY Mid-term (Position)
67
/ 100
Technical
100
Trend & RS
86
Momentum
75
Fundamental
33
Macro
22
Liquidity
42
| Component | Score | Weight |
|---|---|---|
| Technical | 100.0 | 20% |
| Trend & RS | 86.0 | 30% |
| Momentum | 75.2 | 15% |
| Fundamental | 32.9 | 10% |
| Macro | 22.5 | 20% |
| Liquidity | 42.4 | 5% |
Trade Setup
| Entry | 50.89 |
| Stop Loss | 47.03 (7.6%) |
| Target 1 (1:1) | 54.75 (+7.6%) |
| Target 2 (2:1) | 58.61 (+15.2%) |
| ATR(14) | 1.93 (3.8%) |
| Risk per Share | 3.86 |
| Reward:Risk | 2:1 |
ATR-based levels. Adjust for support/resistance zones.
Factor Profile
| Factor | Score | Z | Bar |
|---|---|---|---|
| Value | 54.7 | +0.19 | |
| Momentum | 75.2 | +1.01 | |
| Quality | 25.9 | -0.96 | |
| Composite | 51.9 | ||
Quality Scores
Piotroski F-Score
3
/9 —
Weak
✗
✓
✗
✗
✓
✓
✗
✗
✗
1. Positive Net Income
2. Positive Roa
3. Positive Cfo
4. Quality Earnings
5. Lower Leverage
6. Higher Liquidity
7. No Dilution
8. Higher Gross Margin
9. Higher Asset Turnover
Altman Z-Score
1.62
—
Distress Zone
Distress <1.81Grey 1.81–2.99>2.99 Safe
Valuation vs Peers Undervalued
| Metric | Stock | Sector | vs Peers |
|---|---|---|---|
| P/E Ratio | N/A | 28.0 | Inline |
| P/B Ratio | 1.3 | 6.0 | Below |
| Dividend Yield | 0.0% | 0.8% | Below avg |
Comparing against Technology median multiples.
Trading at a discount to sector peers — potential value opportunity.
Position Sizing — Kelly Criterion
4.6%
Recommended Size
43.91%
Full Kelly
21.95%
Half Kelly
5.0%
Max Cap (Moderate)
Kelly inputs derived from quant score 67/100. Estimated win rate 60%, avg win 9.0%, avg loss 3.7%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.
RECOVERY
Regime: RECOVERY (40% confidence) — position size reduced 8%
Signal Summary STRONG BUY
4
Bullish Signals
0
Bearish Signals
61.79
RSI(14)
1.2392
MACD
Relative Strength (RS) NEUTRAL
89
/ 99
RS Rating
✓ O'Neil PASS (≥80)
| RS vs SPY | → FLAT (+11.0% vs SPY 3M) |
| RS vs Sector | INLINE (Technology) |
| RS New High | ✓ RS at 3-month high Institutional accumulation signal |
| Sector Outperformance | +0.3% (3M) |
RS Line — stock / SPY (90 bars)
← older
newer →
RS vs SPY
50-day SMA of RS
NEUTRAL:
In line with the market — no strong outperformance or underperformance.
Technical Indicators
| Indicator | Value | Signal |
|---|---|---|
| Rsi | 61.79 | NEUTRAL |
| Macd | 1.2392 | BULLISH |
| Ma Cross | 47.2 / 42.62 | GOLDEN CROSS |
| Trend Short | ABOVE SMA50 | |
| Trend Long | ABOVE SMA200 | |
| Bollinger | MIDDLE | |
| Volume | 1.31x | NORMAL |
Key Levels
| Level | Price |
|---|---|
| 52-Week High | 57.21 |
| Bollinger Upper | 53.09 |
| SMA(200) | 42.62 |
| SMA(50) | 47.2 |
| SMA(20) | 48.06 |
| Current Price | 50.89 |
| Bollinger Lower | 43.04 |
| 52-Week Low | 31.41 |
| ATR(14) | 1.93 |
Advanced Technical Analysis
Click to expand
Wyckoff Phase & Volume Spread Analysis
Wyckoff Phase
ACCUMULATION E
Confidence
50%
Acc: 1.0 |
Dist: 1.0 |
Markup: 0.0 |
Markdown: 0.0
Volume Spread Analysis (last 5 bars)
| Date | Signal | Vol | Description |
|---|---|---|---|
| 2026-10-30 | Normal | 1.26x | Normal bar — no special VSA pattern |
| 2026-11-02 | Normal | 1.02x | Normal bar — no special VSA pattern |
| 2026-11-03 | Normal | 0.9x | Normal bar — no special VSA pattern |
| 2026-11-04 | Normal | 1.68x | Normal bar — no special VSA pattern |
| 2026-11-05 | Normal | 1.31x | Normal bar — no special VSA pattern |
Ichimoku Cloud BULLISH
| Line | Value | Status |
|---|---|---|
| Tenkan-sen (9) | 49.75 | Above Kijun |
| Kijun-sen (26) | 47.40 | Base line |
| Senkou A | 48.58 | Leading span A |
| Senkou B | 46.77 | Leading span B |
| Cloud | 46.77 – 48.58 | Bullish (Green) |
| Price vs Cloud | 50.89 | Above Cloud |
| Chikou Span | 43.78 | Bullish |
| Alignment Score | 4/4 | BULLISH |
TTM Squeeze & Divergences
TTM Squeeze
SQUEEZE OFF
No squeeze
Momentum:
BULLISH FADING
BB: 43.04 – 53.09 | KC: 45.19 – 50.93
Divergences (last 60 bars)
No significant divergences detected in the last 60 bars.
Anchored VWAP
VWAP: 45.04
Anchor: 2026-06-18 (52w Low)
ABOVE AVWAP
+13.0%
Heikin-Ashi Trend
BULLISH
Full data via /api/advanced/BILL
Valuation
| Metric | Value |
|---|---|
| Market Cap | 4.37B |
| P/E (TTM) | N/A |
| Forward P/E | N/A |
| P/B | 1.34 |
| EPS | -0.11 |
Financial Health
| Metric | Value |
|---|---|
| Revenue Growth | -10.6% |
| Profit Margin | 3.1% |
| ROE | 1.4% |
| Debt/Equity | 57.07 |
| Current Ratio | 1.50 |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Beta | N/A |
Trading Data
50.89
Open
50.89
Day High
50.89
Day Low
1.83M
Volume (1.0x avg)
Price Chart (90 Days)
Candlesticks (green=up, red=down)
SMA 20
SMA 50
Bollinger Bands (upper/lower)
Volume (green=buying, red=selling)