The PNC Financial Services Group, Inc.
PNC · Financial Services · · USDFahodi Score HOLD Mid-term (Position)
51
/ 100
Technical
75
Trend & RS
57
Momentum
51
Fundamental
37
Macro
22
Liquidity
57
| Component | Score | Weight |
|---|---|---|
| Technical | 75.0 | 20% |
| Trend & RS | 56.6 | 30% |
| Momentum | 51.1 | 15% |
| Fundamental | 37.4 | 10% |
| Macro | 22.5 | 20% |
| Liquidity | 56.8 | 5% |
Trade Setup
| Entry | 226.75 |
| Stop Loss | 216.33 (4.6%) |
| Target 1 (1:1) | 237.17 (+4.6%) |
| Target 2 (2:1) | 247.59 (+9.2%) |
| ATR(14) | 5.21 (2.3%) |
| Risk per Share | 10.42 |
| Reward:Risk | 2:1 |
ATR-based levels. Adjust for support/resistance zones.
Factor Profile
| Factor | Score | Z | Bar |
|---|---|---|---|
| Value | 86.4 | +1.46 | |
| Momentum | 51.1 | +0.04 | |
| Quality | 64.8 | +0.59 | |
| Composite | 67.4 | ||
Quality Scores
Piotroski F-Score
5
/9 —
Average
✓
✓
✗
✗
✗
✗
✓
✓
✓
1. Positive Net Income
2. Positive Roa
3. Positive Cfo
4. Quality Earnings
5. Lower Leverage
6. Higher Liquidity
7. No Dilution
8. Higher Gross Margin
9. Higher Asset Turnover
Altman Z-Score
0.96
—
Distress Zone
Distress <1.81Grey 1.81–2.99>2.99 Safe
Valuation vs Peers Undervalued
| Metric | Stock | Sector | vs Peers |
|---|---|---|---|
| P/E Ratio | 12.1 | 18.0 | -33% below |
| P/B Ratio | 1.6 | 2.5 | Below |
| Dividend Yield | 3.5% | 2.0% | Above avg |
Comparing against Financial Services median multiples.
Trading at a discount to sector peers — potential value opportunity.
Intrinsic Value (DCF) Significantly Undervalued
Intrinsic Value
337.44
vs
Market Price
226.75
Upside
+48.8%
| Margin of Safety | +32.8% |
| Stage 1 PV (5yr FCF) | 31,401,327,194 |
| Terminal Value PV | 102,487,032,548 |
| Total Enterprise Value | 133,888,359,742 |
Assumptions
| Base FCF | 5,961,192,807 |
| Growth Rate (5yr) | 10.9% |
| Terminal Growth | 2.5% |
| Discount Rate (WACC) | 9.0% |
2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.
Position Sizing — Kelly Criterion
4.6%
Recommended Size
33.01%
Full Kelly
16.5%
Half Kelly
5.0%
Max Cap (Moderate)
Kelly inputs derived from quant score 51/100. Estimated win rate 55%, avg win 8.0%, avg loss 4.0%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.
RECOVERY
Regime: RECOVERY (40% confidence) — position size reduced 8%
Signal Summary STRONG BUY
3
Bullish Signals
1
Bearish Signals
50.89
RSI(14)
1.4455
MACD
Relative Strength (RS) NEUTRAL
41
/ 99
RS Rating
O'Neil filter: <80
| RS vs SPY | → FLAT (-4.4% vs SPY 3M) |
| RS vs Sector | UNDERPERFORMING (Financial Services) |
| RS New High | No (56d since high) |
| Sector Outperformance | -15.2% (3M) |
RS Line — stock / SPY (90 bars)
← older
newer →
RS vs SPY
50-day SMA of RS
NEUTRAL:
In line with the market — no strong outperformance or underperformance.
Technical Indicators
| Indicator | Value | Signal |
|---|---|---|
| Rsi | 50.89 | NEUTRAL |
| Macd | 1.4455 | BULLISH |
| Ma Cross | 227.59 / 225.7 | GOLDEN CROSS |
| Trend Short | BELOW SMA50 | |
| Trend Long | ABOVE SMA200 | |
| Bollinger | MIDDLE | |
| Volume | 0.93x | NORMAL |
Key Levels
| Level | Price |
|---|---|
| 52-Week High | 258.96 |
| Bollinger Upper | 235.63 |
| SMA(200) | 225.7 |
| SMA(50) | 227.59 |
| SMA(20) | 223.74 |
| Current Price | 226.75 |
| Bollinger Lower | 211.85 |
| 52-Week Low | 177.08 |
| ATR(14) | 5.21 |
Advanced Technical Analysis
Click to expand
Wyckoff Phase & Volume Spread Analysis
Wyckoff Phase
MARKDOWN
Confidence
100%
Acc: 0.0 |
Dist: 0.0 |
Markup: 0.0 |
Markdown: 2.0
Volume Spread Analysis (last 5 bars)
| Date | Signal | Vol | Description |
|---|---|---|---|
| 2026-10-30 | Normal | 0.74x | Normal bar — no special VSA pattern |
| 2026-11-02 | Normal | 0.8x | Normal bar — no special VSA pattern |
| 2026-11-03 | Normal | 0.64x | Normal bar — no special VSA pattern |
| 2026-11-04 | Normal | 0.96x | Normal bar — no special VSA pattern |
| 2026-11-05 | Normal | 0.93x | Normal bar — no special VSA pattern |
Ichimoku Cloud NEUTRAL
| Line | Value | Status |
|---|---|---|
| Tenkan-sen (9) | 232.22 | Above Kijun |
| Kijun-sen (26) | 224.04 | Base line |
| Senkou A | 228.13 | Leading span A |
| Senkou B | 226.60 | Leading span B |
| Cloud | 226.60 – 228.13 | Bullish (Green) |
| Price vs Cloud | 226.75 | Inside Cloud |
| Chikou Span | 218.74 | Bullish |
| Alignment Score | 3/4 | NEUTRAL |
TTM Squeeze & Divergences
TTM Squeeze
SQUEEZE OFF
No squeeze
Momentum:
BULLISH FADING
BB: 211.85 – 235.63 | KC: 216.21 – 231.27
Divergences (last 60 bars)
| Type | Indicator | Bars Ago | Strength |
|---|---|---|---|
| Regular Bullish | RSI | 16 | |
| Hidden Bearish | RSI | 19 |
Anchored VWAP
VWAP: 219.68
Anchor: 2025-11-18 (52w Low)
ABOVE AVWAP
+3.2%
Heikin-Ashi Trend
BULLISH
Full data via /api/advanced/PNC
Valuation
| Metric | Value |
|---|---|
| Market Cap | 89.97B |
| P/E (TTM) | 12.07 |
| Forward P/E | N/A |
| P/B | 1.60 |
| EPS | 18.78 |
Financial Health
| Metric | Value |
|---|---|
| Revenue Growth | 10.9% |
| Profit Margin | 31.7% |
| ROE | 13.1% |
| Debt/Equity | N/A |
| Current Ratio | N/A |
| Dividend Yield | 3.5% |
| Payout Ratio | N/A |
| Beta | 0.91 |
Trading Data
226.75
Open
226.75
Day High
226.75
Day Low
1.89M
Volume (1.1x avg)
Price Chart (90 Days)
Candlesticks (green=up, red=down)
SMA 20
SMA 50
Bollinger Bands (upper/lower)
Volume (green=buying, red=selling)