The Charles Schwab Corporation
SCHW · Financial Services · · USDFahodi Score SELL Mid-term (Position)
42
/ 100
Technical
50
Trend & RS
37
Momentum
43
Fundamental
67
Macro
23
Liquidity
72
| Component | Score | Weight |
|---|---|---|
| Technical | 50.0 | 20% |
| Trend & RS | 37.1 | 30% |
| Momentum | 43.4 | 15% |
| Fundamental | 66.7 | 10% |
| Macro | 23.3 | 20% |
| Liquidity | 71.5 | 5% |
Trade Setup
| Entry | 92.58 |
| Stop Loss | 88.20 (4.7%) |
| Target 1 (1:1) | 96.96 (+4.7%) |
| Target 2 (2:1) | 101.34 (+9.5%) |
| ATR(14) | 2.19 (2.4%) |
| Risk per Share | 4.38 |
| Reward:Risk | 2:1 |
ATR-based levels. Adjust for support/resistance zones.
Factor Profile
| Factor | Score | Z | Bar |
|---|---|---|---|
| Value | 74.2 | +0.97 | |
| Momentum | 39.4 | -0.42 | |
| Quality | 55.2 | +0.21 | |
| Composite | 56.3 | ||
Quality Scores
Piotroski F-Score
6
/9 —
Average
✓
✓
✗
✗
✓
✗
✓
✓
✓
1. Positive Net Income
2. Positive Roa
3. Positive Cfo
4. Quality Earnings
5. Lower Leverage
6. Higher Liquidity
7. No Dilution
8. Higher Gross Margin
9. Higher Asset Turnover
Altman Z-Score
Insufficient Data
Valuation vs Peers Fair Value
| Metric | Stock | Sector | vs Peers |
|---|---|---|---|
| P/E Ratio | 15.8 | 18.0 | -12% below |
| P/B Ratio | 3.1 | 2.5 | Above |
| Dividend Yield | 1.4% | 2.0% | Below avg |
Comparing against Financial Services median multiples.
Intrinsic Value (DCF) Significantly Undervalued
Intrinsic Value
133.72
vs
Market Price
92.58
Upside
+44.4%
| Margin of Safety | +30.8% |
| Stage 1 PV (5yr FCF) | 50,162,971,823 |
| Terminal Value PV | 181,082,199,262 |
| Total Enterprise Value | 231,245,171,085 |
Assumptions
| Base FCF | 8,093,291,550 |
| Growth Rate (5yr) | 16.9% |
| Terminal Growth | 2.5% |
| Discount Rate (WACC) | 9.0% |
2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.
Position Sizing — Kelly Criterion
4.6%
Recommended Size
26.78%
Full Kelly
13.39%
Half Kelly
5.0%
Max Cap (Moderate)
Kelly inputs derived from quant score 42/100. Estimated win rate 53%, avg win 7.5%, avg loss 4.1%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.
RECOVERY
Regime: RECOVERY (40% confidence) — position size reduced 8%
Signal Summary BUY
2
Bullish Signals
2
Bearish Signals
47.18
RSI(14)
-2.2349
MACD
Relative Strength (RS) WEAK RS
30
/ 99
RS Rating
O'Neil filter: <80
| RS vs SPY | ↓ FALLING (-8.7% vs SPY 3M) |
| RS vs Sector | UNDERPERFORMING (Financial Services) |
| RS New High | No (52d since high) |
| Sector Outperformance | -19.5% (3M) |
RS Line — stock / SPY (90 bars)
← older
newer →
RS vs SPY
50-day SMA of RS
WEAK RS:
Underperformer — the stock is lagging the market. Avoid until RS trend reverses upward.
Technical Indicators
| Indicator | Value | Signal |
|---|---|---|
| Rsi | 47.18 | NEUTRAL |
| Macd | -2.2349 | BULLISH |
| Ma Cross | 98.82 / 96.98 | GOLDEN CROSS |
| Trend Short | BELOW SMA50 | |
| Trend Long | BELOW SMA200 | |
| Bollinger | MIDDLE | |
| Volume | 1.41x | NORMAL |
Key Levels
| Level | Price |
|---|---|
| 52-Week High | 114.53 |
| Bollinger Upper | 97.69 |
| SMA(200) | 96.98 |
| SMA(50) | 98.82 |
| SMA(20) | 91.8 |
| Current Price | 92.58 |
| Bollinger Lower | 85.91 |
| 52-Week Low | 83.96 |
| ATR(14) | 2.19 |
Advanced Technical Analysis
Click to expand
Wyckoff Phase & Volume Spread Analysis
Wyckoff Phase
MARKDOWN
Confidence
100%
Acc: 0.0 |
Dist: 0.0 |
Markup: 0.0 |
Markdown: 2.0
Volume Spread Analysis (last 5 bars)
| Date | Signal | Vol | Description |
|---|---|---|---|
| 2026-10-30 | Normal | 1.22x | Normal bar — no special VSA pattern |
| 2026-11-02 | Normal | 0.73x | Normal bar — no special VSA pattern |
| 2026-11-03 | Normal | 0.93x | Normal bar — no special VSA pattern |
| 2026-11-04 | Normal | 1.2x | Normal bar — no special VSA pattern |
| 2026-11-05 | Normal | 1.41x | Normal bar — no special VSA pattern |
Ichimoku Cloud NEUTRAL
| Line | Value | Status |
|---|---|---|
| Tenkan-sen (9) | 91.33 | Below Kijun |
| Kijun-sen (26) | 93.08 | Base line |
| Senkou A | 92.20 | Leading span A |
| Senkou B | 100.38 | Leading span B |
| Cloud | 92.20 – 100.38 | Bearish (Red) |
| Price vs Cloud | 92.58 | Inside Cloud |
| Chikou Span | 98.37 | Bearish |
| Alignment Score | 0/4 | NEUTRAL |
TTM Squeeze & Divergences
TTM Squeeze
SQUEEZE OFF
No squeeze
Momentum:
BEARISH
BB: 85.91 – 97.69 | KC: 88.61 – 94.99
Divergences (last 60 bars)
| Type | Indicator | Bars Ago | Strength |
|---|---|---|---|
| Regular Bullish | RSI | 5 |
Anchored VWAP
VWAP: 97.86
Anchor: 2026-05-28 (52w Low)
BELOW AVWAP
-5.4%
Heikin-Ashi Trend
WEAKLY BULLISH
Full data via /api/advanced/SCHW
Valuation
| Metric | Value |
|---|---|
| Market Cap | 160.10B |
| P/E (TTM) | 15.83 |
| Forward P/E | N/A |
| P/B | 3.11 |
| EPS | 5.85 |
Financial Health
| Metric | Value |
|---|---|
| Revenue Growth | 16.9% |
| Profit Margin | 39.3% |
| ROE | 21.1% |
| Debt/Equity | 77.82 |
| Current Ratio | 0.67 |
| Dividend Yield | 1.4% |
| Payout Ratio | N/A |
| Beta | 0.75 |
Trading Data
92.58
Open
92.58
Day High
92.58
Day Low
13.26M
Volume (1.6x avg)
Price Chart (90 Days)
Candlesticks (green=up, red=down)
SMA 20
SMA 50
Bollinger Bands (upper/lower)
Volume (green=buying, red=selling)