Truist Financial Corporation

TFC · Financial Services · · USD

51.37 USD

+0.00 (3.38%)

● Updated 2026-07-10 16:08 Saudi Time ↻ Refresh

Short-term Mid-term Long-term

Fahodi Score BUY Mid-term (Position)

/ 100

Technical 100

Trend & RS 82

Momentum 57

Fundamental 56

Macro 78

Liquidity 49

Component	Score	Weight
Technical	100.0	20%
Trend & RS	81.5	30%
Momentum	57.0	15%
Fundamental	55.6	10%
Macro	78.4	20%
Liquidity	49.0	5%

Trade Setup

Entry	51.37
Stop Loss	48.89 (4.8%)
Target 1 (1:1)	53.85 (+4.8%)
Target 2 (2:1)	56.33 (+9.7%)

ATR(14)	1.24 (2.4%)
Risk per Share	2.48
Reward:Risk	2:1

ATR-based levels. Adjust for support/resistance zones.

Factor Profile

Factor	Score	Z
Value	88.4	+1.54
Momentum	57.0	+0.28
Quality	58.2	+0.33
Composite	67.9

Quality Scores

Piotroski F-Score 5 /9 — Average

✓ ✓ ✗ ✗ ✗ ✗ ✓ ✓ ✓

1. Positive Net Income 2. Positive Roa 3. Positive Cfo 4. Quality Earnings 5. Lower Leverage 6. Higher Liquidity 7. No Dilution 8. Higher Gross Margin 9. Higher Asset Turnover

Altman Z-Score Insufficient Data

Valuation vs Peers Undervalued

Metric	Stock	Sector	vs Peers
P/E Ratio	12.7	18.0	-29% below
P/B Ratio	1.1	2.5	Below
Dividend Yield	4.0%	2.0%	Above avg

Comparing against Financial Services median multiples.

Trading at a discount to sector peers — potential value opportunity.

Intrinsic Value (DCF) Undervalued

Intrinsic Value

57.23

Market Price

51.37

Upside

+11.4%

Margin of Safety	+10.2%
Stage 1 PV (5yr FCF)	18,123,069,022
Terminal Value PV	53,174,576,216
Total Enterprise Value	71,297,645,238

Assumptions

Base FCF	4,026,681,870
Growth Rate (5yr)	5.2%
Terminal Growth	2.5%
Discount Rate (WACC)	9.0%

2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.

Position Sizing — Kelly Criterion

4.8%

Recommended Size

49.66%

Full Kelly

24.83%

Half Kelly

5.0%

Max Cap (Moderate)

Kelly inputs derived from quant score 77/100. Estimated win rate 63%, avg win 9.6%, avg loss 3.5%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.

RECOVERY Regime: RECOVERY (20% confidence) — position size reduced 4%

Signal Summary STRONG BUY

Bullish Signals

Bearish Signals

57.73

RSI(14)

0.5821

MACD

Relative Strength (RS) NEUTRAL

/ 99

RS Rating

O'Neil filter: <80

RS vs SPY	→ FLAT (-6.2% vs SPY 3M)
RS vs Sector	UNDERPERFORMING (Financial Services)
RS New High	No (62d since high)
Sector Outperformance	-4.3% (3M)

RS Line — stock / SPY (90 bars)

← older newer →

RS vs SPY 50-day SMA of RS

NEUTRAL: In line with the market — no strong outperformance or underperformance.

Technical Indicators

Indicator	Value	Signal
Rsi	57.73	NEUTRAL
Macd	0.5821	BULLISH
Ma Cross	49.15 / 47.46	GOLDEN CROSS
Trend Short		ABOVE SMA50
Trend Long		ABOVE SMA200
Bollinger		MIDDLE
Volume	0.88x	NORMAL

Key Levels

Level	Price
52-Week High	56.20
Bollinger Upper	52.27
SMA(200)	47.46
SMA(50)	49.15
SMA(20)	50.09
Current Price	51.37
Bollinger Lower	47.9
52-Week Low	40.78
ATR(14)	1.24

Advanced Technical Analysis

Click to expand

Wyckoff Phase & Volume Spread Analysis

Wyckoff Phase

ACCUMULATION A Confidence

75%

Selling Climax

Acc: 3.0 | Dist: 1.0 | Markup: 0.0 | Markdown: 0.0

Volume Spread Analysis (last 5 bars)

Date	Signal	Vol	Description
2026-07-02	Normal	0.61x	Normal bar — no special VSA pattern
2026-07-06	Normal	0.53x	Normal bar — no special VSA pattern
2026-07-07	Normal	0.67x	Normal bar — no special VSA pattern
2026-07-08	Normal	0.61x	Normal bar — no special VSA pattern
2026-07-09	Normal	0.88x	Normal bar — no special VSA pattern

Ichimoku Cloud BULLISH

Line	Value	Status
Tenkan-sen (9)	50.53	Above Kijun
Kijun-sen (26)	49.34	Base line
Senkou A	49.94	Leading span A
Senkou B	49.16	Leading span B
Cloud	49.16 – 49.94	Bullish (Green)
Price vs Cloud	51.37	Above Cloud
Chikou Span	48.12	Bullish
Alignment Score	4/4	BULLISH