Truist Financial Corporation
TFC · Financial Services · · USDFahodi Score SELL Long-term (Investment)
43
/ 100
Technical
75
Trend & RS
56
Momentum
52
Fundamental
29
Macro
24
Liquidity
60
| Component | Score | Weight |
|---|---|---|
| Technical | 75.0 | 10% |
| Trend & RS | 55.8 | 10% |
| Momentum | 52.5 | 5% |
| Fundamental | 29.2 | 40% |
| Macro | 23.8 | 15% |
| Liquidity | 59.7 | 20% |
Trade Setup
| Entry | 49.28 |
| Stop Loss | 47.02 (4.6%) |
| Target 1 (1:1) | 51.55 (+4.6%) |
| Target 2 (2:1) | 53.80 (+9.2%) |
| ATR(14) | 1.13 (2.3%) |
| Risk per Share | 2.26 |
| Reward:Risk | 2:1 |
ATR-based levels. Adjust for support/resistance zones.
Factor Profile
| Factor | Score | Z | Bar |
|---|---|---|---|
| Value | 88.3 | +1.53 | |
| Momentum | 52.5 | +0.10 | |
| Quality | 56.5 | +0.26 | |
| Composite | 65.8 | ||
Quality Scores
Piotroski F-Score
4
/9 —
Average
✓
✓
✗
✗
✗
✗
✓
✓
✗
1. Positive Net Income
2. Positive Roa
3. Positive Cfo
4. Quality Earnings
5. Lower Leverage
6. Higher Liquidity
7. No Dilution
8. Higher Gross Margin
9. Higher Asset Turnover
Altman Z-Score
0.70
—
Distress Zone
Distress <1.81Grey 1.81–2.99>2.99 Safe
Valuation vs Peers Undervalued
| Metric | Stock | Sector | vs Peers |
|---|---|---|---|
| P/E Ratio | 12.8 | 18.0 | -29% below |
| P/B Ratio | 1.1 | 2.5 | Below |
| Dividend Yield | 4.2% | 2.0% | Above avg |
Comparing against Financial Services median multiples.
Trading at a discount to sector peers — potential value opportunity.
Intrinsic Value (DCF) Fairly Valued
Intrinsic Value
47.90
vs
Market Price
49.84
Upside
-3.9%
| Margin of Safety | -4.1% |
| Stage 1 PV (5yr FCF) | 15,309,397,656 |
| Terminal Value PV | 42,095,379,558 |
| Total Enterprise Value | 57,404,777,214 |
Assumptions
| Base FCF | 3,720,108,031 |
| Growth Rate (5yr) | 2.0% |
| Terminal Growth | 2.5% |
| Discount Rate (WACC) | 9.0% |
2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.
Position Sizing — Kelly Criterion
4.6%
Recommended Size
27.1%
Full Kelly
13.55%
Half Kelly
5.0%
Max Cap (Moderate)
Kelly inputs derived from quant score 43/100. Estimated win rate 53%, avg win 7.6%, avg loss 4.1%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.
RECOVERY
Regime: RECOVERY (40% confidence) — position size reduced 8%
Signal Summary STRONG BUY
3
Bullish Signals
1
Bearish Signals
54.54
RSI(14)
0.5948
MACD
Relative Strength (RS) WEAK RS
39
/ 99
RS Rating
O'Neil filter: <80
| RS vs SPY | → FLAT (+0.9% vs SPY 3M) |
| RS vs Sector | UNDERPERFORMING (Financial Services) |
| RS New High | Near 3-month high 59d since high |
| Sector Outperformance | -8.9% (3M) |
RS Line — stock / SPY (90 bars)
← older
newer →
RS vs SPY
50-day SMA of RS
WEAK RS:
Underperformer — the stock is lagging the market. Avoid until RS trend reverses upward.
Technical Indicators
| Indicator | Value | Signal |
|---|---|---|
| Rsi | 54.54 | NEUTRAL |
| Macd | 0.5948 | BULLISH |
| Ma Cross | 48.33 / 48.93 | DEATH CROSS |
| Trend Short | ABOVE SMA50 | |
| Trend Long | ABOVE SMA200 | |
| Bollinger | MIDDLE | |
| Volume | 0.01x | LOW |
Key Levels
| Level | Price |
|---|---|
| 52-Week High | 56.20 |
| Bollinger Upper | 51.14 |
| SMA(200) | 48.93 |
| SMA(50) | 48.33 |
| SMA(20) | 48.18 |
| Current Price | 49.84 |
| Bollinger Lower | 45.22 |
| 52-Week Low | 43.13 |
| ATR(14) | 1.13 |
Advanced Technical Analysis
Click to expand
Wyckoff Phase & Volume Spread Analysis
Wyckoff Phase
Insufficient data for Wyckoff analysis.
Volume Spread Analysis (last 5 bars)
| Date | Signal | Vol | Description |
|---|---|---|---|
| 2026-11-02 | Normal | 0.89x | Normal bar — no special VSA pattern |
| 2026-11-03 | Normal | 0.82x | Normal bar — no special VSA pattern |
| 2026-11-04 | Normal | 1.08x | Normal bar — no special VSA pattern |
| 2026-11-05 | Normal | 1.19x | Normal bar — no special VSA pattern |
| 2026-11-06 | Normal | 0.01x | Normal bar — no special VSA pattern |
Ichimoku Cloud NEUTRAL
| Line | Value | Status |
|---|---|---|
| Tenkan-sen (9) | 50.19 | Above Kijun |
| Kijun-sen (26) | 48.66 | Base line |
| Senkou A | 49.42 | Leading span A |
| Senkou B | 48.66 | Leading span B |
| Cloud | 48.66 – 49.42 | Bullish (Green) |
| Price vs Cloud | 49.28 | Inside Cloud |
| Chikou Span | 46.45 | Bullish |
| Alignment Score | 3/4 | NEUTRAL |
TTM Squeeze & Divergences
TTM Squeeze
SQUEEZE OFF
No squeeze
Momentum:
BULLISH FADING
BB: 45.22 – 51.14 | KC: 46.52 – 49.84
Divergences (last 60 bars)
| Type | Indicator | Bars Ago | Strength |
|---|---|---|---|
| Regular Bullish | RSI | 18 |
Anchored VWAP
VWAP: 48.36
Anchor: 2025-11-07 (52w Low)
ABOVE AVWAP
+1.9%
Heikin-Ashi Trend
WEAKLY BEARISH
Full data via /api/advanced/TFC
Valuation
| Metric | Value |
|---|---|
| Market Cap | 59.73B |
| P/E (TTM) | 12.85 |
| Forward P/E | N/A |
| P/B | 1.07 |
| EPS | 3.88 |
Financial Health
| Metric | Value |
|---|---|
| Revenue Growth | -15.8% |
| Profit Margin | 28.4% |
| ROE | 8.2% |
| Debt/Equity | N/A |
| Current Ratio | N/A |
| Dividend Yield | 4.2% |
| Payout Ratio | N/A |
| Beta | 0.87 |
Trading Data
49.84
Open
49.84
Day High
49.84
Day Low
9.42M
Volume (1.3x avg)
Price Chart (90 Days)
Candlesticks (green=up, red=down)
SMA 20
SMA 50
Bollinger Bands (upper/lower)
Volume (green=buying, red=selling)