Truist Financial Corporation

TFC · Financial Services · · USD

51.65 USD

+0.00 (0.08%)

● Updated 2026-09-07 20:35 Saudi Time ↻ Refresh

Short-term Mid-term Long-term

Fahodi Score BUY Mid-term (Position)

/ 100

Technical 100

Trend & RS 73

Momentum 64

Fundamental 35

Macro 64

Liquidity 43

Component	Score	Weight
Technical	100.0	20%
Trend & RS	73.0	30%
Momentum	64.1	15%
Fundamental	34.9	10%
Macro	64.4	20%
Liquidity	43.4	5%

Trade Setup

Entry	51.65
Stop Loss	49.75 (3.7%)
Target 1 (1:1)	53.55 (+3.7%)
Target 2 (2:1)	55.45 (+7.4%)

ATR(14)	0.95 (1.8%)
Risk per Share	1.90
Reward:Risk	2:1

ATR-based levels. Adjust for support/resistance zones.

Factor Profile

Factor	Score	Z
Value	89.3	+1.57
Momentum	64.1	+0.56
Quality	59.8	+0.39
Composite	71.1

Quality Scores

Piotroski F-Score 5 /9 — Average

✓ ✓ ✗ ✗ ✗ ✗ ✓ ✓ ✓

1. Positive Net Income 2. Positive Roa 3. Positive Cfo 4. Quality Earnings 5. Lower Leverage 6. Higher Liquidity 7. No Dilution 8. Higher Gross Margin 9. Higher Asset Turnover

Altman Z-Score 0.71 — Distress Zone

Distress <1.81Grey 1.81–2.99>2.99 Safe

Valuation vs Peers Undervalued

Metric	Stock	Sector	vs Peers
P/E Ratio	11.9	18.0	-34% below
P/B Ratio	1.1	2.5	Below
Dividend Yield	4.0%	2.0%	Above avg

Comparing against Financial Services median multiples.

Trading at a discount to sector peers — potential value opportunity.

Intrinsic Value (DCF) Undervalued

Intrinsic Value

69.91

Market Price

51.65

Upside

+35.4%

Margin of Safety	+26.1%
Stage 1 PV (5yr FCF)	20,792,822,100
Terminal Value PV	64,614,784,605
Total Enterprise Value	85,407,606,705

Assumptions

Base FCF	4,251,259,134
Growth Rate (5yr)	8.2%
Terminal Growth	2.5%
Discount Rate (WACC)	9.0%

2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.

Position Sizing — Kelly Criterion

4.5%

Recommended Size

45.8%

Full Kelly

22.9%

Half Kelly

5.0%

Max Cap (Moderate)

Kelly inputs derived from quant score 70/100. Estimated win rate 61%, avg win 9.2%, avg loss 3.6%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.

BEAR Regime: BEAR (20% confidence) — position size reduced 10%

Signal Summary STRONG BUY

Bullish Signals

Bearish Signals

54.81

RSI(14)

-0.1364

MACD

Relative Strength (RS) NEUTRAL

/ 99

RS Rating

O'Neil filter: <80

RS vs SPY	→ FLAT (+1.3% vs SPY 3M)
RS vs Sector	UNDERPERFORMING (Financial Services)
RS New High	No (27d since high)
Sector Outperformance	-2.1% (3M)

RS Line — stock / SPY (90 bars)

← older newer →

RS vs SPY 50-day SMA of RS

NEUTRAL: In line with the market — no strong outperformance or underperformance.

Technical Indicators

Indicator	Value	Signal
Rsi	54.81	NEUTRAL
Macd	-0.1364	BULLISH
Ma Cross	51.18 / 48.78	GOLDEN CROSS
Trend Short		ABOVE SMA50
Trend Long		ABOVE SMA200
Bollinger		MIDDLE
Volume	0.82x	NORMAL

Key Levels

Level	Price
52-Week High	56.20
Bollinger Upper	53.21
SMA(200)	48.78
SMA(50)	51.18
SMA(20)	51.15
Current Price	51.65
Bollinger Lower	49.09
52-Week Low	40.78
ATR(14)	0.95

Advanced Technical Analysis

Click to expand

Wyckoff Phase & Volume Spread Analysis

Wyckoff Phase

ACCUMULATION B Confidence

67%

Volume Dry-Up (Accumulation)

Acc: 2.0 | Dist: 1.0 | Markup: 0.0 | Markdown: 0.0

Volume Spread Analysis (last 5 bars)

Date	Signal	Vol	Description
2026-08-31	Normal	1.47x	Normal bar — no special VSA pattern
2026-09-01	Normal	1.19x	Normal bar — no special VSA pattern
2026-09-02	Normal	1.15x	Normal bar — no special VSA pattern
2026-09-03	Normal	0.85x	Normal bar — no special VSA pattern
2026-09-04	Normal	0.82x	Normal bar — no special VSA pattern

Ichimoku Cloud NEUTRAL

Line	Value	Status
Tenkan-sen (9)	50.48	Below Kijun
Kijun-sen (26)	51.30	Base line
Senkou A	50.89	Leading span A
Senkou B	51.21	Leading span B
Cloud	50.89 – 51.21	Bearish (Red)
Price vs Cloud	51.65	Above Cloud
Chikou Span	51.33	Bullish
Alignment Score	2/4	NEUTRAL