Nayifat Finance Company
4081.SR · Financial Services · · SARFahodi Score HOLD Mid-term (Position)
50
/ 100
Technical
25
Trend & RS
48
Momentum
58
Fundamental
67
Macro
59
Liquidity
71
| Component | Score | Weight |
|---|---|---|
| Technical | 25.0 | 20% |
| Trend & RS | 47.7 | 30% |
| Momentum | 58.5 | 15% |
| Fundamental | 66.7 | 10% |
| Macro | 59.4 | 20% |
| Liquidity | 70.7 | 5% |
Trade Setup
| Entry | 10.13 |
| Stop Loss | 9.81 (3.2%) |
| Target 1 (1:1) | 10.45 (+3.2%) |
| Target 2 (2:1) | 10.77 (+6.3%) |
| ATR(14) | 0.16 (1.6%) |
| Risk per Share | 0.32 |
| Reward:Risk | 2:1 |
ATR-based levels. Adjust for support/resistance zones.
Factor Profile
| Factor | Score | Z | Bar |
|---|---|---|---|
| Value | 95.7 | +1.83 | |
| Momentum | 53.2 | +0.13 | |
| Quality | 34.9 | -0.61 | |
| Composite | 61.3 | ||
Quality Scores
Piotroski F-Score
3
/9 —
Weak
✗
✗
✗
✗
✓
✓
✗
✗
✓
1. Positive Net Income
2. Positive Roa
3. Positive Cfo
4. Quality Earnings
5. Lower Leverage
6. Higher Liquidity
7. No Dilution
8. Higher Gross Margin
9. Higher Asset Turnover
Altman Z-Score
10.47
—
Safe Zone
Distress <1.81Grey 1.81–2.99>2.99 Safe
Valuation vs Peers Undervalued
| Metric | Stock | Sector | vs Peers |
|---|---|---|---|
| P/E Ratio | N/A | 18.0 | Inline |
| P/B Ratio | 0.9 | 2.5 | Below |
| Dividend Yield | 8.5% | 2.0% | Above avg |
Comparing against Financial Services median multiples.
Trading at a discount to sector peers — potential value opportunity.
Position Sizing — Kelly Criterion
4.5%
Recommended Size
32.65%
Full Kelly
16.32%
Half Kelly
5.0%
Max Cap (Moderate)
Kelly inputs derived from quant score 50/100. Estimated win rate 55%, avg win 8.0%, avg loss 4.0%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.
BEAR
Regime: BEAR (20% confidence) — position size reduced 10%
Signal Summary STRONG SELL
1
Bullish Signals
3
Bearish Signals
59.61
RSI(14)
0.0797
MACD
Relative Strength (RS) WEAK RS
19
/ 99
RS Rating
O'Neil filter: <80
| RS vs TASI | ↑ RISING (+4.8% vs TASI 3M) |
| RS vs Sector | INLINE (Financial Services) |
| RS New High | No (6d since high) |
| Sector Outperformance | -1.2% (3M) |
RS Line — stock / TASI (90 bars)
← older
newer →
RS vs TASI
50-day SMA of RS
WEAK RS:
Underperformer — the stock is lagging the market. Avoid until RS trend reverses upward.
Technical Indicators
| Indicator | Value | Signal |
|---|---|---|
| Rsi | 59.61 | NEUTRAL |
| Macd | 0.0797 | BEARISH |
| Ma Cross | 9.84 / 10.72 | DEATH CROSS |
| Trend Short | ABOVE SMA50 | |
| Trend Long | BELOW SMA200 | |
| Bollinger | MIDDLE | |
| Volume | 2.01x | HIGH |
Key Levels
| Level | Price |
|---|---|
| 52-Week High | 13.73 |
| Bollinger Upper | 10.24 |
| SMA(200) | 10.72 |
| SMA(50) | 9.84 |
| SMA(20) | 10.04 |
| Current Price | 10.13 |
| Bollinger Lower | 9.83 |
| 52-Week Low | 9.23 |
| ATR(14) | 0.16 |
Advanced Technical Analysis
Click to expand
Wyckoff Phase & Volume Spread Analysis
Wyckoff Phase
ACCUMULATION A
Confidence
50%
Selling Climax
Buying Climax
Acc: 3.0 |
Dist: 3.0 |
Markup: 0.0 |
Markdown: 0.0
Volume Spread Analysis (last 5 bars)
| Date | Signal | Vol | Description |
|---|---|---|---|
| 2026-09-01 | Normal | 2.31x | Normal bar — no special VSA pattern |
| 2026-09-02 | Normal | 2.6x | Normal bar — no special VSA pattern |
| 2026-09-03 | Normal | 1.52x | Normal bar — no special VSA pattern |
| 2026-09-06 | Normal | 1.52x | Normal bar — no special VSA pattern |
| 2026-09-07 | Normal | 2.01x | Normal bar — no special VSA pattern |
Ichimoku Cloud BULLISH
| Line | Value | Status |
|---|---|---|
| Tenkan-sen (9) | 10.12 | Above Kijun |
| Kijun-sen (26) | 9.89 | Base line |
| Senkou A | 10.01 | Leading span A |
| Senkou B | 9.76 | Leading span B |
| Cloud | 9.76 – 10.01 | Bullish (Green) |
| Price vs Cloud | 10.13 | Above Cloud |
| Chikou Span | 9.57 | Bullish |
| Alignment Score | 4/4 | BULLISH |
TTM Squeeze & Divergences
TTM Squeeze
SQUEEZE ON
6 bars
Momentum:
BULLISH
BB: 9.83 – 10.24 | KC: 9.81 – 10.26
Divergences (last 60 bars)
| Type | Indicator | Bars Ago | Strength |
|---|---|---|---|
| Regular Bearish | RSI | 11 | |
| Regular Bearish | MACD | 11 |
Anchored VWAP
VWAP: 10.06
Anchor: 2026-07-29 (52w Low)
ABOVE AVWAP
+0.7%
Heikin-Ashi Trend
Valuation
| Metric | Value |
|---|---|
| Market Cap | 1.18B |
| P/E (TTM) | N/A |
| Forward P/E | N/A |
| P/B | 0.91 |
| EPS | -0.87 |
Financial Health
| Metric | Value |
|---|---|
| Revenue Growth | 25.9% |
| Profit Margin | -1.6% |
| ROE | -7.7% |
| Debt/Equity | 53.24 |
| Current Ratio | 27.48 |
| Dividend Yield | 8.5% |
| Payout Ratio | N/A |
| Beta | 0.35 |
Trading Data
10.13
Open
10.13
Day High
10.13
Day Low
772.3K
Volume (4.1x avg)
Insider Activity
Insider transaction data is not available for Saudi-listed stocks.
Price Chart (90 Days)
Candlesticks (green=up, red=down)
SMA 20
SMA 50
Bollinger Bands (upper/lower)
Volume (green=buying, red=selling)