Nayifat Finance Company

4081.SR · Financial Services · · SAR

10.13 SAR

0.00 (-0.69%)

● Updated 2026-09-07 20:31 Saudi Time ↻ Refresh

Short-term Mid-term Long-term

Fahodi Score SELL Short-term (Swing)

/ 100

Technical 25

Trend & RS 48

Momentum 58

Fundamental (0%) 33

Macro 59

Liquidity 71

Component	Score	Weight
Technical	25.0	40%
Trend & RS	47.7	20%
Momentum	58.5	20%
Fundamental	33.3	0%
Macro	59.4	15%
Liquidity	70.7	5%

Trade Setup

Entry	10.13
Stop Loss	9.81 (3.2%)
Target 1 (1:1)	10.45 (+3.2%)
Target 2 (2:1)	10.77 (+6.3%)

ATR(14)	0.16 (1.6%)
Risk per Share	0.32
Reward:Risk	2:1

ATR-based levels. Adjust for support/resistance zones.

Factor Profile

Factor	Score	Z
Value	95.7	+1.83
Momentum	53.2	+0.13
Quality	34.9	-0.61
Composite	61.3

Quality Scores

Piotroski F-Score 3 /9 — Weak

✗ ✗ ✗ ✗ ✓ ✓ ✗ ✗ ✓

1. Positive Net Income 2. Positive Roa 3. Positive Cfo 4. Quality Earnings 5. Lower Leverage 6. Higher Liquidity 7. No Dilution 8. Higher Gross Margin 9. Higher Asset Turnover

Altman Z-Score Insufficient Data

Valuation vs Peers Undervalued

Metric	Stock	Sector	vs Peers
P/E Ratio	N/A	18.0	Inline
P/B Ratio	0.9	2.5	Below
Dividend Yield	8.5%	2.0%	Above avg

Comparing against Financial Services median multiples.

Trading at a discount to sector peers — potential value opportunity.

Position Sizing — Kelly Criterion

4.5%

Recommended Size

27.73%

Full Kelly

13.86%

Half Kelly

5.0%

Max Cap (Moderate)

Kelly inputs derived from quant score 44/100. Estimated win rate 53%, avg win 7.6%, avg loss 4.1%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.

BEAR Regime: BEAR (20% confidence) — position size reduced 10%

Signal Summary STRONG SELL

Bullish Signals

Bearish Signals

59.61

RSI(14)

0.0797

MACD

Relative Strength (RS) WEAK RS

/ 99

RS Rating

O'Neil filter: <80

RS vs TASI	↑ RISING (+4.8% vs TASI 3M)
RS vs Sector	INLINE (Financial Services)
RS New High	No (6d since high)
Sector Outperformance	-1.2% (3M)

RS Line — stock / TASI (90 bars)

← older newer →

RS vs TASI 50-day SMA of RS

WEAK RS: Underperformer — the stock is lagging the market. Avoid until RS trend reverses upward.

Technical Indicators

Indicator	Value	Signal
Rsi	59.61	NEUTRAL
Macd	0.0797	BEARISH
Ma Cross	9.84 / 10.72	DEATH CROSS
Trend Short		ABOVE SMA50
Trend Long		BELOW SMA200
Bollinger		MIDDLE
Volume	2.01x	HIGH

Key Levels

Level	Price
52-Week High	13.73
Bollinger Upper	10.24
SMA(200)	10.72
SMA(50)	9.84
SMA(20)	10.04
Current Price	10.13
Bollinger Lower	9.83
52-Week Low	9.23
ATR(14)	0.16

Advanced Technical Analysis

Click to expand

Wyckoff Phase & Volume Spread Analysis

Wyckoff Phase

ACCUMULATION A Confidence

50%

Selling Climax Buying Climax

Acc: 3.0 | Dist: 3.0 | Markup: 0.0 | Markdown: 0.0

Volume Spread Analysis (last 5 bars)

Date	Signal	Vol	Description
2026-09-01	Normal	2.31x	Normal bar — no special VSA pattern
2026-09-02	Normal	2.6x	Normal bar — no special VSA pattern
2026-09-03	Normal	1.52x	Normal bar — no special VSA pattern
2026-09-06	Normal	1.52x	Normal bar — no special VSA pattern
2026-09-07	Normal	2.01x	Normal bar — no special VSA pattern

Ichimoku Cloud BULLISH

Line	Value	Status
Tenkan-sen (9)	10.12	Above Kijun
Kijun-sen (26)	9.89	Base line
Senkou A	10.01	Leading span A
Senkou B	9.76	Leading span B
Cloud	9.76 – 10.01	Bullish (Green)
Price vs Cloud	10.13	Above Cloud
Chikou Span	9.57	Bullish
Alignment Score	4/4	BULLISH

TTM Squeeze & Divergences

TTM Squeeze

SQUEEZE ON 6 bars Momentum: BULLISH

BB: 9.83 – 10.24 | KC: 9.81 – 10.26

Divergences (last 60 bars)

Type	Indicator	Bars Ago	Strength
Regular Bearish	RSI	11
Regular Bearish	MACD	11

Anchored VWAP

VWAP: 10.06 Anchor: 2026-07-29 (52w Low) ABOVE AVWAP +0.7%

Heikin-Ashi Trend

EXHAUSTION Trend exhaustion (4 doji candles) Full data via /api/advanced/4081.SR

Valuation

Metric	Value
Market Cap	1.18B
P/E (TTM)	N/A
Forward P/E	N/A
P/B	0.91
EPS	-0.87

Financial Health

Metric	Value
Revenue Growth	25.9%
Profit Margin	-1.6%
ROE	-7.7%
Debt/Equity	53.24
Current Ratio	27.48
Dividend Yield	8.5%
Payout Ratio	N/A
Beta	0.35

Trading Data

10.13

Open

10.13

Day High

10.13

Day Low

772.3K

Volume (4.1x avg)

Insider Activity

Insider transaction data is not available for Saudi-listed stocks.

Price Chart (90 Days)

Candlesticks (green=up, red=down) SMA 20 SMA 50 Bollinger Bands (upper/lower) Volume (green=buying, red=selling)