Malath Cooperative Insurance Company

8020.SR · Financial Services · · SAR

10.28 SAR

+0.00 (0.39%)

● Updated 2026-09-07 20:30 Saudi Time ↻ Refresh

Short-term Mid-term Long-term

Fahodi Score BUY Short-term (Swing)

/ 100

Technical 75

Trend & RS 69

Momentum 68

Fundamental (0%) 33

Macro 59

Liquidity 17

Component	Score	Weight
Technical	75.0	40%
Trend & RS	68.6	20%
Momentum	67.6	20%
Fundamental	33.3	0%
Macro	59.4	15%
Liquidity	17.1	5%

Trade Setup

Entry	10.28
Stop Loss	9.78 (4.9%)
Target 1 (1:1)	10.78 (+4.9%)
Target 2 (2:1)	11.28 (+9.7%)

ATR(14)	0.25 (2.4%)
Risk per Share	0.50
Reward:Risk	2:1

ATR-based levels. Adjust for support/resistance zones.

Factor Profile

Factor	Score	Z
Value	56.7	+0.27
Momentum	67.6	+0.70
Quality	49.2	-0.03
Composite	57.8

Quality Scores

Piotroski F-Score 3 /9 — Weak

✓ ✓ ✗ ✗ ✗ ✓ ✗ ✗ ✗

1. Positive Net Income 2. Positive Roa 3. Positive Cfo 4. Quality Earnings 5. Lower Leverage 6. Higher Liquidity 7. No Dilution 8. Higher Gross Margin 9. Higher Asset Turnover

Altman Z-Score Insufficient Data

Valuation vs Peers Fair Value

Metric	Stock	Sector	vs Peers
P/E Ratio	41.1	18.0	+128% above
P/B Ratio	1.1	2.5	Below

Comparing against Financial Services median multiples.

Intrinsic Value (DCF) Significantly Overvalued

Intrinsic Value

2.11

Market Price

10.28

Upside

-79.4%

Margin of Safety	-386.3%
Stage 1 PV (5yr FCF)	38,098,520
Terminal Value PV	67,594,445
Total Enterprise Value	105,692,965

Assumptions

Base FCF	10,000,000
Growth Rate (5yr)	2.0%
Terminal Growth	2.5%
Discount Rate (WACC)	12.0%

2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.

Position Sizing — Kelly Criterion

4.5%

Recommended Size

43.91%

Full Kelly

21.95%

Half Kelly

5.0%

Max Cap (Moderate)

Kelly inputs derived from quant score 67/100. Estimated win rate 60%, avg win 9.0%, avg loss 3.7%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.

BEAR Regime: BEAR (20% confidence) — position size reduced 10%

Signal Summary STRONG BUY

Bullish Signals

Bearish Signals

52.2

RSI(14)

0.023

MACD

Relative Strength (RS) NEUTRAL

/ 99

RS Rating

O'Neil filter: <80

RS vs TASI	→ FLAT (+16.0% vs TASI 3M)
RS vs Sector	OUTPERFORMING (Financial Services)
RS New High	No (7d since high)
Sector Outperformance	+9.9% (3M)

RS Line — stock / TASI (90 bars)

← older newer →

RS vs TASI 50-day SMA of RS

NEUTRAL: In line with the market — no strong outperformance or underperformance.

Technical Indicators

Indicator	Value	Signal
Rsi	52.2	NEUTRAL
Macd	0.023	BEARISH
Ma Cross	10.27 / 9.55	GOLDEN CROSS
Trend Short		ABOVE SMA50
Trend Long		ABOVE SMA200
Bollinger		MIDDLE
Volume	0.4x	LOW

Key Levels

Level	Price
52-Week High	13.68
Bollinger Upper	10.47
SMA(200)	9.55
SMA(50)	10.27
SMA(20)	10.26
Current Price	10.28
Bollinger Lower	10.05
52-Week Low	8.14
ATR(14)	0.25

Advanced Technical Analysis

Click to expand

Wyckoff Phase & Volume Spread Analysis

Wyckoff Phase

Insufficient data for Wyckoff analysis.

Volume Spread Analysis (last 5 bars)

Date	Signal	Vol	Description
2026-09-01	Normal	0.87x	Normal bar — no special VSA pattern
2026-09-02	Normal	1.45x	Normal bar — no special VSA pattern
2026-09-03	Normal	0.81x	Normal bar — no special VSA pattern
2026-09-06	Normal	0.81x	Normal bar — no special VSA pattern
2026-09-07	Normal	0.4x	Normal bar — no special VSA pattern

Ichimoku Cloud NEUTRAL

Line	Value	Status
Tenkan-sen (9)	10.32	Below Kijun
Kijun-sen (26)	10.35	Base line
Senkou A	10.34	Leading span A
Senkou B	10.28	Leading span B
Cloud	10.28 – 10.34	Bullish (Green)
Price vs Cloud	10.28	Inside Cloud
Chikou Span	10.28	Bearish
Alignment Score	1/4	NEUTRAL

TTM Squeeze & Divergences

TTM Squeeze

SQUEEZE ON 22 bars Momentum: BEARISH FADING

BB: 10.05 – 10.47 | KC: 9.91 – 10.6

Divergences (last 60 bars)

Type	Indicator	Bars Ago	Strength
Regular Bullish	MACD	4

Anchored VWAP

VWAP: 9.60 Anchor: 2026-03-01 (52w Low) ABOVE AVWAP +7.1%

Heikin-Ashi Trend

WEAKLY BULLISH Full data via /api/advanced/8020.SR

Valuation

Metric	Value
Market Cap	514.00M
P/E (TTM)	41.12
Forward P/E	N/A
P/B	1.10
EPS	0.25

Financial Health

Metric	Value
Revenue Growth	-28.3%
Profit Margin	1.0%
ROE	2.7%
Debt/Equity	N/A
Current Ratio	14.35
Dividend Yield	N/A
Payout Ratio	N/A
Beta	0.22

Trading Data

10.28

Open

10.28

Day High

10.28

Day Low

69.2K

Volume (0.3x avg)

Insider Activity

Insider transaction data is not available for Saudi-listed stocks.

Price Chart (90 Days)

Candlesticks (green=up, red=down) SMA 20 SMA 50 Bollinger Bands (upper/lower) Volume (green=buying, red=selling)