Liva Insurance Company

8280.SR · Financial Services · · SAR

13.29 SAR

+0.00 (0.68%)

● Updated 2026-07-10 16:04 Saudi Time ↻ Refresh

Short-term Mid-term Long-term

Fahodi Score STRONG BUY Short-term (Swing)

/ 100

Technical 100

Trend & RS 86

Momentum 95

Fundamental (0%) 56

Macro 59

Liquidity 67

Component	Score	Weight
Technical	100.0	40%
Trend & RS	85.5	20%
Momentum	94.7	20%
Fundamental	55.6	0%
Macro	59.3	15%
Liquidity	67.3	5%

Trade Setup

Entry	13.29
Stop Loss	12.13 (8.7%)
Target 1 (1:1)	14.45 (+8.7%)
Target 2 (2:1)	15.61 (+17.5%)

ATR(14)	0.58 (4.4%)
Risk per Share	1.16
Reward:Risk	2:1

ATR-based levels. Adjust for support/resistance zones.

Factor Profile

Factor	Score	Z
Value	84.0	+1.36
Momentum	86.1	+1.44
Quality	37.4	-0.50
Composite	69.1

Quality Scores

Piotroski F-Score 5 /9 — Average

✓ ✓ ✗ ✗ ✗ ✓ ✗ ✓ ✓

1. Positive Net Income 2. Positive Roa 3. Positive Cfo 4. Quality Earnings 5. Lower Leverage 6. Higher Liquidity 7. No Dilution 8. Higher Gross Margin 9. Higher Asset Turnover

Altman Z-Score Insufficient Data

Valuation vs Peers Undervalued

Metric	Stock	Sector	vs Peers
P/E Ratio	16.6	18.0	Inline
P/B Ratio	1.1	2.5	Below

Comparing against Financial Services median multiples.

Trading at a discount to sector peers — potential value opportunity.

Intrinsic Value (DCF) Undervalued

Intrinsic Value

16.46

Market Price

13.29

Upside

+23.9%

Margin of Safety	+19.3%
Stage 1 PV (5yr FCF)	180,098,299
Terminal Value PV	478,299,776
Total Enterprise Value	658,398,075

Assumptions

Base FCF	25,600,000
Growth Rate (5yr)	25.0%
Terminal Growth	2.5%
Discount Rate (WACC)	12.0%

2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.

Position Sizing — Kelly Criterion

4.8%

Recommended Size

55.97%

Full Kelly

27.98%

Half Kelly

5.0%

Max Cap (Moderate)

Kelly inputs derived from quant score 88/100. Estimated win rate 66%, avg win 10.3%, avg loss 3.2%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.

RECOVERY Regime: RECOVERY (20% confidence) — position size reduced 4%

Signal Summary STRONG BUY

Bullish Signals

Bearish Signals

62.34

RSI(14)

0.6057

MACD

Relative Strength (RS) IMPROVING

/ 99

RS Rating

O'Neil filter: <80

RS vs TASI	↑ RISING (+33.6% vs TASI 3M)
RS vs Sector	OUTPERFORMING (Financial Services)
RS New High	No (4d since high)
Sector Outperformance	+28.1% (3M)

RS Line — stock / TASI (90 bars)

← older newer →

RS vs TASI 50-day SMA of RS

IMPROVING: Gaining momentum — the stock is starting to outperform the market. Watch for RS new high confirmation.

Technical Indicators

Indicator	Value	Signal
Rsi	62.34	NEUTRAL
Macd	0.6057	BULLISH
Ma Cross	11.45 / 11.4	GOLDEN CROSS
Trend Short		ABOVE SMA50
Trend Long		ABOVE SMA200
Bollinger		MIDDLE
Volume	1.44x	NORMAL

Key Levels

Level	Price
52-Week High	14.47
Bollinger Upper	14.05
SMA(200)	11.4
SMA(50)	11.45
SMA(20)	12.76
Current Price	13.29
Bollinger Lower	11.48
52-Week Low	9.37
ATR(14)	0.58

Advanced Technical Analysis

Click to expand

Wyckoff Phase & Volume Spread Analysis

Wyckoff Phase

DISTRIBUTION A Confidence

50%

Buying Climax

Acc: 0.0 | Dist: 2.0 | Markup: 2.0 | Markdown: 0.0

Volume Spread Analysis (last 5 bars)

Date	Signal	Vol	Description
2026-07-05	Normal	0.64x	Normal bar — no special VSA pattern
2026-07-06	Normal	0.55x	Normal bar — no special VSA pattern
2026-07-07	Normal	0.38x	Normal bar — no special VSA pattern
2026-07-08	Normal	0.25x	Normal bar — no special VSA pattern
2026-07-09	Normal	1.44x	Normal bar — no special VSA pattern

Ichimoku Cloud BULLISH

Line	Value	Status
Tenkan-sen (9)	13.21	Above Kijun
Kijun-sen (26)	12.33	Base line
Senkou A	12.77	Leading span A
Senkou B	12.13	Leading span B
Cloud	12.13 – 12.77	Bullish (Green)
Price vs Cloud	13.29	Above Cloud
Chikou Span	10.70	Bullish
Alignment Score	4/4	BULLISH

TTM Squeeze & Divergences

TTM Squeeze

SQUEEZE OFF No squeeze Momentum: BULLISH FADING

BB: 11.48 – 14.05 | KC: 11.78 – 13.75

Divergences (last 60 bars)

Type	Indicator	Bars Ago
Regular Bearish	RSI	5
Regular Bearish	MACD	5
Hidden Bullish	MACD	11

Anchored VWAP

VWAP: 12.00 Anchor: 2026-03-12 (52w Low) ABOVE AVWAP +10.8%

Heikin-Ashi Trend

BEARISH Full data via /api/advanced/8280.SR

Valuation

Metric	Value
Market Cap	531.60M
P/E (TTM)	16.61
Forward P/E	N/A
P/B	1.09
EPS	0.80

Financial Health

Metric	Value
Revenue Growth	43.6%
Profit Margin	4.8%
ROE	6.9%
Debt/Equity	N/A
Current Ratio	2.21
Dividend Yield	N/A
Payout Ratio	N/A
Beta	0.12

Trading Data

13.29

Open

13.29

Day High

13.29

Day Low

552.9K

Volume (2.8x avg)

Insider Activity

Insider transaction data is not available for Saudi-listed stocks.

Price Chart (90 Days)

Candlesticks (green=up, red=down) SMA 20 SMA 50 Bollinger Bands (upper/lower) Volume (green=buying, red=selling)