Citigroup Inc.
C · Financial Services · · USDFahodi Score SELL Mid-term (Position)
42
/ 100
Technical
50
Trend & RS
49
Momentum
41
Fundamental
32
Macro
22
Liquidity
77
| Component | Score | Weight |
|---|---|---|
| Technical | 50.0 | 20% |
| Trend & RS | 48.8 | 30% |
| Momentum | 40.6 | 15% |
| Fundamental | 31.5 | 10% |
| Macro | 22.5 | 20% |
| Liquidity | 77.1 | 5% |
Trade Setup
| Entry | 118.45 |
| Stop Loss | 110.95 (6.3%) |
| Target 1 (1:1) | 125.95 (+6.3%) |
| Target 2 (2:1) | 133.45 (+12.7%) |
| ATR(14) | 3.75 (3.2%) |
| Risk per Share | 7.50 |
| Reward:Risk | 2:1 |
ATR-based levels. Adjust for support/resistance zones.
Factor Profile
| Factor | Score | Z | Bar |
|---|---|---|---|
| Value | 90.0 | +1.60 | |
| Momentum | 36.9 | -0.52 | |
| Quality | 52.6 | +0.10 | |
| Composite | 59.8 | ||
Quality Scores
Piotroski F-Score
5
/9 —
Average
✓
✓
✗
✗
✗
✗
✓
✓
✓
1. Positive Net Income
2. Positive Roa
3. Positive Cfo
4. Quality Earnings
5. Lower Leverage
6. Higher Liquidity
7. No Dilution
8. Higher Gross Margin
9. Higher Asset Turnover
Altman Z-Score
0.37
—
Distress Zone
Distress <1.81Grey 1.81–2.99>2.99 Safe
Valuation vs Peers Undervalued
| Metric | Stock | Sector | vs Peers |
|---|---|---|---|
| P/E Ratio | 11.5 | 18.0 | -36% below |
| P/B Ratio | 1.0 | 2.5 | Below |
| Dividend Yield | 2.3% | 2.0% | Above avg |
Comparing against Financial Services median multiples.
Trading at a discount to sector peers — potential value opportunity.
Intrinsic Value (DCF) Undervalued
Intrinsic Value
163.53
vs
Market Price
118.45
Upside
+38.1%
| Margin of Safety | +27.6% |
| Stage 1 PV (5yr FCF) | 66,082,504,410 |
| Terminal Value PV | 204,590,103,433 |
| Total Enterprise Value | 270,672,607,843 |
Assumptions
| Base FCF | 13,585,881,600 |
| Growth Rate (5yr) | 8.0% |
| Terminal Growth | 2.5% |
| Discount Rate (WACC) | 9.0% |
2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.
Position Sizing — Kelly Criterion
4.6%
Recommended Size
26.54%
Full Kelly
13.27%
Half Kelly
5.0%
Max Cap (Moderate)
Kelly inputs derived from quant score 42/100. Estimated win rate 53%, avg win 7.5%, avg loss 4.2%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.
RECOVERY
Regime: RECOVERY (40% confidence) — position size reduced 8%
Signal Summary BUY
2
Bullish Signals
2
Bearish Signals
37.92
RSI(14)
-1.8198
MACD
Relative Strength (RS) WEAKENING
59
/ 99
RS Rating
O'Neil filter: <80
| RS vs SPY | ↓ FALLING (-6.8% vs SPY 3M) |
| RS vs Sector | UNDERPERFORMING (Financial Services) |
| RS New High | No (40d since high) |
| Sector Outperformance | -17.6% (3M) |
RS Line — stock / SPY (90 bars)
← older
newer →
RS vs SPY
50-day SMA of RS
WEAKENING:
Losing momentum — the stock was performing well but is now falling behind the market.
Technical Indicators
| Indicator | Value | Signal |
|---|---|---|
| Rsi | 37.92 | NEUTRAL |
| Macd | -1.8198 | BULLISH |
| Ma Cross | 128.53 / 125.4 | GOLDEN CROSS |
| Trend Short | BELOW SMA50 | |
| Trend Long | BELOW SMA200 | |
| Bollinger | MIDDLE | |
| Volume | 1.66x | HIGH |
Key Levels
| Level | Price |
|---|---|
| 52-Week High | 147.96 |
| Bollinger Upper | 128.85 |
| SMA(200) | 125.4 |
| SMA(50) | 128.53 |
| SMA(20) | 123.07 |
| Current Price | 118.45 |
| Bollinger Lower | 117.29 |
| 52-Week Low | 95.83 |
| ATR(14) | 3.75 |
Advanced Technical Analysis
Click to expand
Wyckoff Phase & Volume Spread Analysis
Wyckoff Phase
MARKDOWN
Confidence
100%
Acc: 0.0 |
Dist: 0.0 |
Markup: 0.0 |
Markdown: 2.0
Volume Spread Analysis (last 5 bars)
| Date | Signal | Vol | Description |
|---|---|---|---|
| 2026-10-30 | Normal | 1.33x | Normal bar — no special VSA pattern |
| 2026-11-02 | Normal | 0.91x | Normal bar — no special VSA pattern |
| 2026-11-03 | Normal | 0.78x | Normal bar — no special VSA pattern |
| 2026-11-04 | Normal | 1.59x | Normal bar — no special VSA pattern |
| 2026-11-05 | Normal | 1.66x | Normal bar — no special VSA pattern |
Ichimoku Cloud BEARISH
| Line | Value | Status |
|---|---|---|
| Tenkan-sen (9) | 122.34 | Below Kijun |
| Kijun-sen (26) | 124.93 | Base line |
| Senkou A | 123.64 | Leading span A |
| Senkou B | 128.79 | Leading span B |
| Cloud | 123.64 – 128.79 | Bearish (Red) |
| Price vs Cloud | 118.45 | Below Cloud |
| Chikou Span | 126.31 | Bearish |
| Alignment Score | 0/4 | BEARISH |
TTM Squeeze & Divergences
TTM Squeeze
SQUEEZE OFF
No squeeze
Momentum:
BEARISH
BB: 117.29 – 128.85 | KC: 117.55 – 128.59
Divergences (last 60 bars)
| Type | Indicator | Bars Ago | Strength |
|---|---|---|---|
| Regular Bullish | RSI | 10 | |
| Hidden Bearish | RSI | 19 | |
| Hidden Bearish | RSI | 30 |
Anchored VWAP
VWAP: 121.78
Anchor: 2025-11-21 (52w Low)
BELOW AVWAP
-2.7%
Heikin-Ashi Trend
WEAKLY BEARISH
Full data via /api/advanced/C
Valuation
| Metric | Value |
|---|---|
| Market Cap | 196.06B |
| P/E (TTM) | 11.54 |
| Forward P/E | N/A |
| P/B | 1.02 |
| EPS | 10.26 |
Financial Health
| Metric | Value |
|---|---|
| Revenue Growth | 8.0% |
| Profit Margin | 23.2% |
| ROE | 9.4% |
| Debt/Equity | N/A |
| Current Ratio | N/A |
| Dividend Yield | 2.3% |
| Payout Ratio | N/A |
| Beta | 1.15 |
Trading Data
118.45
Open
118.45
Day High
118.45
Day Low
16.98M
Volume (1.8x avg)
Price Chart (90 Days)
Candlesticks (green=up, red=down)
SMA 20
SMA 50
Bollinger Bands (upper/lower)
Volume (green=buying, red=selling)