Nu Holdings Ltd.

NU · Financial Services · · USD

15.37 USD

0.00 (-1.98%)

● Updated 2026-09-07 20:07 Saudi Time ↻ Refresh

Short-term Mid-term Long-term

Fahodi Score BUY Short-term (Swing)

/ 100

Technical 75

Trend & RS 68

Momentum 76

Fundamental (0%) 56

Macro 64

Liquidity 46

Component	Score	Weight
Technical	75.0	40%
Trend & RS	68.2	20%
Momentum	75.6	20%
Fundamental	55.6	0%
Macro	64.4	15%
Liquidity	46.5	5%

Trade Setup

Entry	15.37
Stop Loss	14.15 (7.9%)
Target 1 (1:1)	16.59 (+7.9%)
Target 2 (2:1)	17.81 (+15.9%)

ATR(14)	0.61 (4.0%)
Risk per Share	1.22
Reward:Risk	2:1

ATR-based levels. Adjust for support/resistance zones.

Factor Profile

Factor	Score	Z
Value	55.3	+0.21
Momentum	75.6	+1.02
Quality	91.6	+1.67
Composite	74.2

Quality Scores

Piotroski F-Score 5 /9 — Average

✓ ✓ ✗ ✗ ✗ ✗ ✓ ✓ ✓

1. Positive Net Income 2. Positive Roa 3. Positive Cfo 4. Quality Earnings 5. Lower Leverage 6. Higher Liquidity 7. No Dilution 8. Higher Gross Margin 9. Higher Asset Turnover

Altman Z-Score Insufficient Data

Valuation vs Peers Overvalued

Metric	Stock	Sector	vs Peers
P/E Ratio	21.1	18.0	+17% above
P/B Ratio	5.6	2.5	Above

Comparing against Financial Services median multiples.

Trading at a premium to sector peers — verify growth justifies premium.

Intrinsic Value (DCF) Significantly Undervalued

Intrinsic Value

22.75

Market Price

15.37

Upside

+48.0%

Margin of Safety	+32.4%
Stage 1 PV (5yr FCF)	21,674,883,965
Terminal Value PV	88,236,845,909
Total Enterprise Value	109,911,729,874

Assumptions

Base FCF	2,821,122,154
Growth Rate (5yr)	25.0%
Terminal Growth	2.5%
Discount Rate (WACC)	9.0%

2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.

Position Sizing — Kelly Criterion

4.5%

Recommended Size

46.16%

Full Kelly

23.08%

Half Kelly

5.0%

Max Cap (Moderate)

Kelly inputs derived from quant score 71/100. Estimated win rate 61%, avg win 9.2%, avg loss 3.6%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.

BEAR Regime: BEAR (20% confidence) — position size reduced 10%

Signal Summary STRONG BUY

Bullish Signals

Bearish Signals

58.67

RSI(14)

0.3117

MACD

Relative Strength (RS) NEUTRAL

/ 99

RS Rating

O'Neil filter: <80

RS vs SPY	↑ RISING (+23.7% vs SPY 3M)
RS vs Sector	OUTPERFORMING (Financial Services)
RS New High	Near 3-month high 1d since high
Sector Outperformance	+20.3% (3M)

RS Line — stock / SPY (90 bars)

← older newer →

RS vs SPY 50-day SMA of RS

NEUTRAL: In line with the market — no strong outperformance or underperformance.

Technical Indicators

Indicator	Value	Signal
Rsi	58.67	NEUTRAL
Macd	0.3117	BULLISH
Ma Cross	14.22 / 14.97	DEATH CROSS
Trend Short		ABOVE SMA50
Trend Long		ABOVE SMA200
Bollinger		MIDDLE
Volume	0.67x	NORMAL

Key Levels

Level	Price
52-Week High	18.98
Bollinger Upper	15.82
SMA(200)	14.97
SMA(50)	14.22
SMA(20)	14.62
Current Price	15.37
Bollinger Lower	13.42
52-Week Low	11.20
ATR(14)	0.61

Advanced Technical Analysis

Click to expand

Wyckoff Phase & Volume Spread Analysis

Wyckoff Phase

MARKUP Confidence

100%

Acc: 0.0 | Dist: 0.0 | Markup: 2.0 | Markdown: 0.0

Volume Spread Analysis (last 5 bars)

Date	Signal	Vol	Description
2026-08-31	Normal	1.31x	Normal bar — no special VSA pattern
2026-09-01	Normal	0.93x	Normal bar — no special VSA pattern
2026-09-02	Normal	1.11x	Normal bar — no special VSA pattern
2026-09-03	Normal	1.12x	Normal bar — no special VSA pattern
2026-09-04	Normal	0.67x	Normal bar — no special VSA pattern

Ichimoku Cloud BULLISH

Line	Value	Status
Tenkan-sen (9)	15.03	Above Kijun
Kijun-sen (26)	14.79	Base line
Senkou A	14.91	Leading span A
Senkou B	14.22	Leading span B
Cloud	14.22 – 14.91	Bullish (Green)
Price vs Cloud	15.37	Above Cloud
Chikou Span	14.33	Bullish
Alignment Score	4/4	BULLISH