The Progressive Corporation
PGR · Financial Services · · USDFahodi Score BUY Long-term (Investment)
75
/ 100
Technical
100
Trend & RS
88
Momentum
65
Fundamental
83
Macro
54
Liquidity
58
| Component | Score | Weight |
|---|---|---|
| Technical | 100.0 | 10% |
| Trend & RS | 88.3 | 10% |
| Momentum | 64.8 | 5% |
| Fundamental | 83.3 | 40% |
| Macro | 54.5 | 15% |
| Liquidity | 57.6 | 20% |
Trade Setup
| Entry | 227.77 |
| Stop Loss | 216.81 (4.8%) |
| Target 1 (1:1) | 238.73 (+4.8%) |
| Target 2 (2:1) | 249.69 (+9.6%) |
| ATR(14) | 5.48 (2.4%) |
| Risk per Share | 10.96 |
| Reward:Risk | 2:1 |
ATR-based levels. Adjust for support/resistance zones.
Factor Profile
| Factor | Score | Z | Bar |
|---|---|---|---|
| Value | 75.2 | +1.01 | |
| Momentum | 64.8 | +0.59 | |
| Quality | 43.9 | -0.24 | |
| Composite | 61.3 | ||
Quality Scores
Piotroski F-Score
6
/9 —
Average
✓
✓
✗
✗
✓
✗
✓
✓
✓
1. Positive Net Income
2. Positive Roa
3. Positive Cfo
4. Quality Earnings
5. Lower Leverage
6. Higher Liquidity
7. No Dilution
8. Higher Gross Margin
9. Higher Asset Turnover
Altman Z-Score
10.59
—
Safe Zone
Distress <1.81Grey 1.81–2.99>2.99 Safe
Valuation vs Peers Fair Value
| Metric | Stock | Sector | vs Peers |
|---|---|---|---|
| P/E Ratio | 11.5 | 18.0 | -36% below |
| P/B Ratio | 3.8 | 2.5 | Above |
| Dividend Yield | 18.0% | 2.0% | Above avg |
Comparing against Financial Services median multiples.
Intrinsic Value (DCF) Undervalued
Intrinsic Value
255.89
vs
Market Price
227.77
Upside
+12.3%
| Margin of Safety | +11.0% |
| Stage 1 PV (5yr FCF) | 38,939,831,893 |
| Terminal Value PV | 109,311,229,349 |
| Total Enterprise Value | 148,251,061,242 |
Assumptions
| Base FCF | 9,200,271,339 |
| Growth Rate (5yr) | 3.0% |
| Terminal Growth | 2.5% |
| Discount Rate (WACC) | 9.0% |
2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.
Position Sizing — Kelly Criterion
4.6%
Recommended Size
48.74%
Full Kelly
24.37%
Half Kelly
5.0%
Max Cap (Moderate)
Kelly inputs derived from quant score 75/100. Estimated win rate 63%, avg win 9.5%, avg loss 3.5%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.
RECOVERY
Regime: RECOVERY (40% confidence) — position size reduced 8%
Signal Summary STRONG BUY
4
Bullish Signals
0
Bearish Signals
54.32
RSI(14)
4.2712
MACD
Relative Strength (RS) IMPROVING
70
/ 99
RS Rating
O'Neil filter: <80
| RS vs SPY | ↑ RISING (+11.2% vs SPY 3M) |
| RS vs Sector | OUTPERFORMING (Financial Services) |
| RS New High | No (1d since high) |
| Sector Outperformance | +5.8% (3M) |
RS Line — stock / SPY (90 bars)
← older
newer →
RS vs SPY
50-day SMA of RS
IMPROVING:
Gaining momentum — the stock is starting to outperform the market. Watch for RS new high confirmation.
Technical Indicators
| Indicator | Value | Signal |
|---|---|---|
| Rsi | 54.32 | NEUTRAL |
| Macd | 4.2712 | BULLISH |
| Ma Cross | 218.71 / 209.8 | GOLDEN CROSS |
| Trend Short | ABOVE SMA50 | |
| Trend Long | ABOVE SMA200 | |
| Bollinger | MIDDLE | |
| Volume | 0.99x | NORMAL |
Key Levels
| Level | Price |
|---|---|
| 52-Week High | 241.02 |
| Bollinger Upper | 238.18 |
| SMA(200) | 209.8 |
| SMA(50) | 218.71 |
| SMA(20) | 225.49 |
| Current Price | 227.77 |
| Bollinger Lower | 212.79 |
| 52-Week Low | 189.20 |
| ATR(14) | 5.48 |
Advanced Technical Analysis
Click to expand
Wyckoff Phase & Volume Spread Analysis
Wyckoff Phase
Insufficient data for Wyckoff analysis.
Volume Spread Analysis (last 5 bars)
| Date | Signal | Vol | Description |
|---|---|---|---|
| 2026-11-02 | Normal | 0.71x | Normal bar — no special VSA pattern |
| 2026-11-03 | Normal | 1.04x | Normal bar — no special VSA pattern |
| 2026-11-04 | Normal | 1.16x | Normal bar — no special VSA pattern |
| 2026-11-05 | Normal | 1.68x | Normal bar — no special VSA pattern |
| 2026-11-06 | Normal | 0.99x | Normal bar — no special VSA pattern |
Ichimoku Cloud BULLISH
| Line | Value | Status |
|---|---|---|
| Tenkan-sen (9) | 232.43 | Above Kijun |
| Kijun-sen (26) | 221.02 | Base line |
| Senkou A | 226.72 | Leading span A |
| Senkou B | 220.94 | Leading span B |
| Cloud | 220.94 – 226.72 | Bullish (Green) |
| Price vs Cloud | 227.77 | Above Cloud |
| Chikou Span | 210.31 | Bullish |
| Alignment Score | 4/4 | BULLISH |
TTM Squeeze & Divergences
TTM Squeeze
SQUEEZE OFF
No squeeze
Momentum:
BULLISH FADING
BB: 212.79 – 238.18 | KC: 216.54 – 234.43
Divergences (last 60 bars)
| Type | Indicator | Bars Ago | Strength |
|---|---|---|---|
| Regular Bearish | MACD | 12 |
Anchored VWAP
VWAP: 213.86
Anchor: 2026-05-29 (52w Low)
ABOVE AVWAP
+6.5%
Heikin-Ashi Trend
WEAKLY BEARISH
Full data via /api/advanced/PGR
Valuation
| Metric | Value |
|---|---|
| Market Cap | 131.96B |
| P/E (TTM) | 11.47 |
| Forward P/E | N/A |
| P/B | 3.82 |
| EPS | 19.85 |
Financial Health
| Metric | Value |
|---|---|
| Revenue Growth | 3.0% |
| Profit Margin | 12.7% |
| ROE | 33.2% |
| Debt/Equity | 24.33 |
| Current Ratio | 0.29 |
| Dividend Yield | 18.0% |
| Payout Ratio | N/A |
| Beta | 0.20 |
Trading Data
227.77
Open
227.77
Day High
227.77
Day Low
2.68M
Volume (1.0x avg)
Price Chart (90 Days)
Candlesticks (green=up, red=down)
SMA 20
SMA 50
Bollinger Bands (upper/lower)
Volume (green=buying, red=selling)