UnitedHealth Group Incorporated

UNH · Healthcare · · USD

401.16 USD

+0.00 (1.20%)

● Updated 2026-05-14 11:49 Saudi Time ↻ Refresh

Short-term Mid-term Long-term

Fahodi Score BUY Mid-term (Position)

/ 100

Technical 60

Trend & RS 88

Momentum 99

Fundamental 56

Macro 72

Liquidity 61

Component	Score	Weight
Technical	60.0	20%
Trend & RS	88.4	30%
Momentum	98.7	15%
Fundamental	55.6	10%
Macro	71.9	20%
Liquidity	60.9	5%

Trade Setup

Entry	401.16
Stop Loss	381.94 (4.8%)
Target 1 (1:1)	420.38 (+4.8%)
Target 2 (2:1)	439.60 (+9.6%)

ATR(14)	9.61 (2.4%)
Risk per Share	19.22
Reward:Risk	2:1

ATR-based levels. Adjust for support/resistance zones.

Factor Profile

Factor	Score	Z
Value	54.3	+0.17
Momentum	98.7	+1.95
Quality	26.1	-0.96
Composite	59.7

Quality Scores

Piotroski F-Score 5 /9 — Average

✓ ✓ ✗ ✗ ✓ ✗ ✓ ✓ ✗

1. Positive Net Income 2. Positive Roa 3. Positive Cfo 4. Quality Earnings 5. Lower Leverage 6. Higher Liquidity 7. No Dilution 8. Higher Gross Margin 9. Higher Asset Turnover

Altman Z-Score Insufficient Data

Valuation vs Peers Overvalued

Metric	Stock	Sector	vs Peers
P/E Ratio	30.2	22.0	+37% above
P/B Ratio	3.9	4.0	Inline
Dividend Yield	2.2%	1.5%	Above avg

Comparing against Healthcare median multiples.

Trading at a premium to sector peers — verify growth justifies premium.

Intrinsic Value (DCF) Significantly Overvalued

Intrinsic Value

163.94

Market Price

401.16

Upside

-59.1%

Margin of Safety	-144.7%
Stage 1 PV (5yr FCF)	39,705,030,459
Terminal Value PV	109,174,662,844
Total Enterprise Value	148,879,693,303

Assumptions

Base FCF	9,648,126,334
Growth Rate (5yr)	2.0%
Terminal Growth	2.5%
Discount Rate (WACC)	9.0%

2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.

Position Sizing — Kelly Criterion

4.5%

Recommended Size

49.43%

Full Kelly

24.71%

Half Kelly

5.0%

Max Cap (Moderate)

Kelly inputs derived from quant score 76/100. Estimated win rate 63%, avg win 9.6%, avg loss 3.5%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.

BEAR Regime: BEAR (20% confidence) — position size reduced 10%

Signal Summary BUY

Bullish Signals

Bearish Signals

85.62

RSI(14)

21.8758

MACD

Relative Strength (RS) STRONG RS

/ 99

RS Rating

✓ O'Neil PASS (≥80)

RS vs SPY	↑ RISING (+37.4% vs SPY 3M)
RS vs Sector	OUTPERFORMING (Healthcare)
RS New High	✓ RS at 3-month high Institutional accumulation signal
Sector Outperformance	+45.9% (3M)

RS Line — stock / SPY (90 bars)

← older newer →

RS vs SPY 50-day SMA of RS

STRONG RS: Top performer — outperforming the market and making new relative highs. Institutional accumulation likely.

Technical Indicators

Indicator	Value	Signal
Rsi	85.62	OVERBOUGHT
Macd	21.8758	BULLISH
Ma Cross	315.9 / 315.98	DEATH CROSS
Trend Short		ABOVE SMA50
Trend Long		ABOVE SMA200
Bollinger		MIDDLE
Volume	0.99x	NORMAL

Key Levels

Level	Price
52-Week High	404.15
Bollinger Upper	406.35
SMA(200)	315.98
SMA(50)	315.9
SMA(20)	361.93
Current Price	401.16
Bollinger Lower	317.51
52-Week Low	234.60
ATR(14)	9.61

Advanced Technical Analysis

Click to expand

Wyckoff Phase & Volume Spread Analysis

Wyckoff Phase

MARKUP Confidence

100%

Acc: 0.0 | Dist: 0.0 | Markup: 2.0 | Markdown: 0.0

Volume Spread Analysis (last 5 bars)

Date	Signal	Vol	Description
2026-05-07	Normal	0.61x	Normal bar — no special VSA pattern
2026-05-08	Normal	0.76x	Normal bar — no special VSA pattern
2026-05-11	Normal	0.81x	Normal bar — no special VSA pattern
2026-05-12	Normal	1.08x	Normal bar — no special VSA pattern
2026-05-13	Normal	0.99x	Normal bar — no special VSA pattern

Ichimoku Cloud BULLISH

Line	Value	Status
Tenkan-sen (9)	381.20	Above Kijun
Kijun-sen (26)	353.53	Base line
Senkou A	367.37	Leading span A
Senkou B	330.06	Leading span B
Cloud	330.06 – 367.37	Bullish (Green)
Price vs Cloud	401.16	Above Cloud
Chikou Span	305.98	Bullish
Alignment Score	4/4	BULLISH