U.S. Bancorp

USB · Financial Services · · USD

62.41 USD

+0.00 (0.83%)

● Updated 2026-07-10 19:08 Saudi Time ↻ Refresh

Short-term Mid-term Long-term

Fahodi Score HOLD Long-term (Investment)

/ 100

Technical 100

Trend & RS 95

Momentum 72

Fundamental 32

Macro 71

Liquidity 40

Component	Score	Weight
Technical	100.0	10%
Trend & RS	94.7	10%
Momentum	72.1	5%
Fundamental	32.3	40%
Macro	71.2	15%
Liquidity	39.9	20%

Trade Setup

Entry	62.47
Stop Loss	59.98 (4.0%)
Target 1 (1:1)	64.94 (+4.0%)
Target 2 (2:1)	67.42 (+7.9%)

ATR(14)	1.24 (2.0%)
Risk per Share	2.48
Reward:Risk	2:1

ATR-based levels. Adjust for support/resistance zones.

Factor Profile

Factor	Score	Z
Value	84.9	+1.40
Momentum	72.1	+0.88
Quality	61.6	+0.47
Composite	72.9

Quality Scores

Piotroski F-Score 4 /9 — Average

✓ ✓ ✗ ✗ ✗ ✗ ✓ ✓ ✗

1. Positive Net Income 2. Positive Roa 3. Positive Cfo 4. Quality Earnings 5. Lower Leverage 6. Higher Liquidity 7. No Dilution 8. Higher Gross Margin 9. Higher Asset Turnover

Altman Z-Score 1.01 — Distress Zone

Distress <1.81Grey 1.81–2.99>2.99 Safe

Valuation vs Peers Undervalued

Metric	Stock	Sector	vs Peers
P/E Ratio	13.1	18.0	-27% below
P/B Ratio	1.7	2.5	Below
Dividend Yield	3.4%	2.0%	Above avg

Comparing against Financial Services median multiples.

Trading at a discount to sector peers — potential value opportunity.

Intrinsic Value (DCF) Fairly Valued

Intrinsic Value

65.86

Market Price

62.41

Upside

+5.5%

Margin of Safety	+5.2%
Stage 1 PV (5yr FCF)	26,310,170,873
Terminal Value PV	76,284,705,418
Total Enterprise Value	102,594,876,291

Assumptions

Base FCF	5,944,304,274
Growth Rate (5yr)	4.6%
Terminal Growth	2.5%
Discount Rate (WACC)	9.0%

2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.

Position Sizing — Kelly Criterion

4.8%

Recommended Size

35.85%

Full Kelly

17.93%

Half Kelly

5.0%

Max Cap (Moderate)

Kelly inputs derived from quant score 55/100. Estimated win rate 56%, avg win 8.3%, avg loss 3.9%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.

RECOVERY Regime: RECOVERY (20% confidence) — position size reduced 4%

Signal Summary STRONG BUY

Bullish Signals

Bearish Signals

65.75

RSI(14)

1.7458

MACD

Relative Strength (RS) IMPROVING

/ 99

RS Rating

✓ O'Neil PASS (≥80)

RS vs SPY	↑ RISING (+0.8% vs SPY 3M)
RS vs Sector	OUTPERFORMING (Financial Services)
RS New High	Near 3-month high 3d since high
Sector Outperformance	+3.3% (3M)

RS Line — stock / SPY (90 bars)

← older newer →

RS vs SPY 50-day SMA of RS

IMPROVING: Gaining momentum — the stock is starting to outperform the market. Watch for RS new high confirmation.

Technical Indicators

Indicator	Value	Signal
Rsi	65.75	NEUTRAL
Macd	1.7458	BULLISH
Ma Cross	56.65 / 52.57	GOLDEN CROSS
Trend Short		ABOVE SMA50
Trend Long		ABOVE SMA200
Bollinger		MIDDLE
Volume	0.22x	LOW

Key Levels

Level	Price
52-Week High	63.39
Bollinger Upper	63.92
SMA(200)	52.57
SMA(50)	56.65
SMA(20)	60.03
Current Price	62.41
Bollinger Lower	56.15
52-Week Low	43.46
ATR(14)	1.24

Advanced Technical Analysis

Click to expand

Wyckoff Phase & Volume Spread Analysis

Wyckoff Phase

MARKUP Confidence

100%

Acc: 0.0 | Dist: 0.0 | Markup: 2.0 | Markdown: 0.0

Volume Spread Analysis (last 5 bars)

Date	Signal	Vol	Description
2026-07-06	Normal	0.92x	Normal bar — no special VSA pattern
2026-07-07	Normal	0.63x	Normal bar — no special VSA pattern
2026-07-08	Normal	0.78x	Normal bar — no special VSA pattern
2026-07-09	Normal	0.64x	Normal bar — no special VSA pattern
2026-07-10	Normal	0.22x	Normal bar — no special VSA pattern

Ichimoku Cloud BULLISH

Line	Value	Status
Tenkan-sen (9)	61.79	Above Kijun
Kijun-sen (26)	58.03	Base line
Senkou A	59.91	Leading span A
Senkou B	57.64	Leading span B
Cloud	57.64 – 59.91	Bullish (Green)
Price vs Cloud	62.47	Above Cloud
Chikou Span	52.69	Bullish
Alignment Score	4/4	BULLISH