U.S. Bancorp

USB · Financial Services · · USD

63.37 USD

0.00 (-0.25%)

● Updated 2026-09-07 19:35 Saudi Time ↻ Refresh

Short-term Mid-term Long-term

Fahodi Score HOLD Long-term (Investment)

/ 100

Technical 75

Trend & RS 83

Momentum 73

Fundamental 56

Macro 64

Liquidity 46

Component	Score	Weight
Technical	75.0	10%
Trend & RS	82.7	10%
Momentum	72.6	5%
Fundamental	55.6	40%
Macro	64.4	15%
Liquidity	45.8	20%

Trade Setup

Entry	63.37
Stop Loss	61.17 (3.5%)
Target 1 (1:1)	65.57 (+3.5%)
Target 2 (2:1)	67.77 (+6.9%)

ATR(14)	1.10 (1.7%)
Risk per Share	2.20
Reward:Risk	2:1

ATR-based levels. Adjust for support/resistance zones.

Factor Profile

Factor	Score	Z
Value	85.6	+1.42
Momentum	72.6	+0.90
Quality	62.5	+0.50
Composite	73.6

Quality Scores

Piotroski F-Score 5 /9 — Average

✓ ✓ ✗ ✗ ✗ ✗ ✓ ✓ ✓

1. Positive Net Income 2. Positive Roa 3. Positive Cfo 4. Quality Earnings 5. Lower Leverage 6. Higher Liquidity 7. No Dilution 8. Higher Gross Margin 9. Higher Asset Turnover

Altman Z-Score Insufficient Data

Valuation vs Peers Undervalued

Metric	Stock	Sector	vs Peers
P/E Ratio	12.7	18.0	-30% below
P/B Ratio	1.6	2.5	Below
Dividend Yield	3.3%	2.0%	Above avg

Comparing against Financial Services median multiples.

Trading at a discount to sector peers — potential value opportunity.

Intrinsic Value (DCF) Undervalued

Intrinsic Value

88.19

Market Price

63.37

Upside

+39.2%

Margin of Safety	+28.1%
Stage 1 PV (5yr FCF)	32,447,255,457
Terminal Value PV	104,962,191,579
Total Enterprise Value	137,409,447,036

Assumptions

Base FCF	6,244,670,159
Growth Rate (5yr)	10.4%
Terminal Growth	2.5%
Discount Rate (WACC)	9.0%

2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.

Position Sizing — Kelly Criterion

4.5%

Recommended Size

39.77%

Full Kelly

19.89%

Half Kelly

5.0%

Max Cap (Moderate)

Kelly inputs derived from quant score 60/100. Estimated win rate 58%, avg win 8.6%, avg loss 3.8%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.

BEAR Regime: BEAR (20% confidence) — position size reduced 10%

Signal Summary STRONG BUY

Bullish Signals

Bearish Signals

53.31

RSI(14)

-0.0977

MACD

Relative Strength (RS) NEUTRAL

/ 99

RS Rating

✓ O'Neil PASS (≥80)

RS vs SPY	→ FLAT (+10.1% vs SPY 3M)
RS vs Sector	INLINE (Financial Services)
RS New High	No (28d since high)
Sector Outperformance	+6.6% (3M)

RS Line — stock / SPY (90 bars)

← older newer →

RS vs SPY 50-day SMA of RS

NEUTRAL: In line with the market — no strong outperformance or underperformance.

Technical Indicators

Indicator	Value	Signal
Rsi	53.31	NEUTRAL
Macd	-0.0977	BEARISH
Ma Cross	63.03 / 56.05	GOLDEN CROSS
Trend Short		ABOVE SMA50
Trend Long		ABOVE SMA200
Bollinger		MIDDLE
Volume	0.85x	NORMAL

Key Levels

Level	Price
52-Week High	66.08
Bollinger Upper	65.88
SMA(200)	56.05
SMA(50)	63.03
SMA(20)	63.27
Current Price	63.37
Bollinger Lower	60.65
52-Week Low	45.02
ATR(14)	1.1

Advanced Technical Analysis

Click to expand

Wyckoff Phase & Volume Spread Analysis

Wyckoff Phase

MARKUP Confidence

100%

Acc: 0.0 | Dist: 0.0 | Markup: 2.0 | Markdown: 0.0

Volume Spread Analysis (last 5 bars)

Date	Signal	Vol	Description
2026-08-31	Normal	1.39x	Normal bar — no special VSA pattern
2026-09-01	Normal	1.17x	Normal bar — no special VSA pattern
2026-09-02	Normal	1.24x	Normal bar — no special VSA pattern
2026-09-03	Normal	0.96x	Normal bar — no special VSA pattern
2026-09-04	Normal	0.85x	Normal bar — no special VSA pattern

Ichimoku Cloud BULLISH

Line	Value	Status
Tenkan-sen (9)	62.25	Below Kijun
Kijun-sen (26)	63.44	Base line
Senkou A	62.85	Leading span A
Senkou B	62.65	Leading span B
Cloud	62.65 – 62.85	Bullish (Green)
Price vs Cloud	63.37	Above Cloud
Chikou Span	63.01	Bullish
Alignment Score	3/4	BULLISH