U.S. Bancorp
USB · Financial Services · · USDFahodi Score HOLD Mid-term (Position)
61
/ 100
Technical
100
Trend & RS
71
Momentum
57
Fundamental
38
Macro
22
Liquidity
66
| Component | Score | Weight |
|---|---|---|
| Technical | 100.0 | 20% |
| Trend & RS | 70.6 | 30% |
| Momentum | 56.8 | 15% |
| Fundamental | 38.5 | 10% |
| Macro | 22.5 | 20% |
| Liquidity | 65.8 | 5% |
Trade Setup
| Entry | 59.75 |
| Stop Loss | 56.93 (4.7%) |
| Target 1 (1:1) | 62.57 (+4.7%) |
| Target 2 (2:1) | 65.39 (+9.4%) |
| ATR(14) | 1.41 (2.4%) |
| Risk per Share | 2.82 |
| Reward:Risk | 2:1 |
ATR-based levels. Adjust for support/resistance zones.
Factor Profile
| Factor | Score | Z | Bar |
|---|---|---|---|
| Value | 87.1 | +1.48 | |
| Momentum | 56.8 | +0.27 | |
| Quality | 62.9 | +0.51 | |
| Composite | 68.9 | ||
Quality Scores
Piotroski F-Score
5
/9 —
Average
✓
✓
✗
✗
✗
✗
✓
✓
✓
1. Positive Net Income
2. Positive Roa
3. Positive Cfo
4. Quality Earnings
5. Lower Leverage
6. Higher Liquidity
7. No Dilution
8. Higher Gross Margin
9. Higher Asset Turnover
Altman Z-Score
1.07
—
Distress Zone
Distress <1.81Grey 1.81–2.99>2.99 Safe
Valuation vs Peers Undervalued
| Metric | Stock | Sector | vs Peers |
|---|---|---|---|
| P/E Ratio | 11.6 | 18.0 | -35% below |
| P/B Ratio | 1.6 | 2.5 | Below |
| Dividend Yield | 3.6% | 2.0% | Above avg |
Comparing against Financial Services median multiples.
Trading at a discount to sector peers — potential value opportunity.
Intrinsic Value (DCF) Undervalued
Intrinsic Value
83.30
vs
Market Price
59.75
Upside
+39.4%
| Margin of Safety | +28.3% |
| Stage 1 PV (5yr FCF) | 31,508,410,061 |
| Terminal Value PV | 98,278,683,398 |
| Total Enterprise Value | 129,787,093,459 |
Assumptions
| Base FCF | 6,406,707,546 |
| Growth Rate (5yr) | 8.4% |
| Terminal Growth | 2.5% |
| Discount Rate (WACC) | 9.0% |
2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.
Position Sizing — Kelly Criterion
4.6%
Recommended Size
40.29%
Full Kelly
20.15%
Half Kelly
5.0%
Max Cap (Moderate)
Kelly inputs derived from quant score 61/100. Estimated win rate 58%, avg win 8.7%, avg loss 3.8%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.
RECOVERY
Regime: RECOVERY (40% confidence) — position size reduced 8%
Signal Summary STRONG BUY
4
Bullish Signals
0
Bearish Signals
52.17
RSI(14)
0.4021
MACD
Relative Strength (RS) NEUTRAL
51
/ 99
RS Rating
O'Neil filter: <80
| RS vs SPY | → FLAT (-0.7% vs SPY 3M) |
| RS vs Sector | UNDERPERFORMING (Financial Services) |
| RS New High | No (56d since high) |
| Sector Outperformance | -11.5% (3M) |
RS Line — stock / SPY (90 bars)
← older
newer →
RS vs SPY
50-day SMA of RS
NEUTRAL:
In line with the market — no strong outperformance or underperformance.
Technical Indicators
| Indicator | Value | Signal |
|---|---|---|
| Rsi | 52.17 | NEUTRAL |
| Macd | 0.4021 | BULLISH |
| Ma Cross | 59.44 / 57.31 | GOLDEN CROSS |
| Trend Short | ABOVE SMA50 | |
| Trend Long | ABOVE SMA200 | |
| Bollinger | MIDDLE | |
| Volume | 1.4x | NORMAL |
Key Levels
| Level | Price |
|---|---|
| 52-Week High | 66.08 |
| Bollinger Upper | 61.72 |
| SMA(200) | 57.31 |
| SMA(50) | 59.44 |
| SMA(20) | 58.98 |
| Current Price | 59.75 |
| Bollinger Lower | 56.25 |
| 52-Week Low | 45.02 |
| ATR(14) | 1.41 |
Advanced Technical Analysis
Click to expand
Wyckoff Phase & Volume Spread Analysis
Wyckoff Phase
Insufficient data for Wyckoff analysis.
Volume Spread Analysis (last 5 bars)
| Date | Signal | Vol | Description |
|---|---|---|---|
| 2026-10-30 | Normal | 0.97x | Normal bar — no special VSA pattern |
| 2026-11-02 | Normal | 0.74x | Normal bar — no special VSA pattern |
| 2026-11-03 | Normal | 0.67x | Normal bar — no special VSA pattern |
| 2026-11-04 | Normal | 0.96x | Normal bar — no special VSA pattern |
| 2026-11-05 | Normal | 1.4x | Normal bar — no special VSA pattern |
Ichimoku Cloud NEUTRAL
| Line | Value | Status |
|---|---|---|
| Tenkan-sen (9) | 60.86 | Above Kijun |
| Kijun-sen (26) | 59.09 | Base line |
| Senkou A | 59.98 | Leading span A |
| Senkou B | 59.37 | Leading span B |
| Cloud | 59.37 – 59.98 | Bullish (Green) |
| Price vs Cloud | 59.75 | Inside Cloud |
| Chikou Span | 57.36 | Bullish |
| Alignment Score | 3/4 | NEUTRAL |
TTM Squeeze & Divergences
TTM Squeeze
SQUEEZE OFF
No squeeze
Momentum:
BULLISH FADING
BB: 56.25 – 61.72 | KC: 56.96 – 61.0
Divergences (last 60 bars)
No significant divergences detected in the last 60 bars.
Anchored VWAP
VWAP: 55.71
Anchor: 2025-11-18 (52w Low)
ABOVE AVWAP
+7.3%
Heikin-Ashi Trend
Valuation
| Metric | Value |
|---|---|
| Market Cap | 93.09B |
| P/E (TTM) | 11.62 |
| Forward P/E | N/A |
| P/B | 1.56 |
| EPS | 5.14 |
Financial Health
| Metric | Value |
|---|---|
| Revenue Growth | 8.4% |
| Profit Margin | 30.0% |
| ROE | 12.8% |
| Debt/Equity | N/A |
| Current Ratio | N/A |
| Dividend Yield | 3.6% |
| Payout Ratio | N/A |
| Beta | 1.03 |
Trading Data
59.75
Open
59.75
Day High
59.75
Day Low
10.48M
Volume (1.5x avg)
Price Chart (90 Days)
Candlesticks (green=up, red=down)
SMA 20
SMA 50
Bollinger Bands (upper/lower)
Volume (green=buying, red=selling)