Humana Inc.
HUM · Healthcare · · USDFahodi Score STRONG BUY Mid-term (Position)
81
/ 100
Technical
75
Trend & RS
100
Momentum
85
Fundamental
89
Macro
54
Liquidity
77
| Component | Score | Weight |
|---|---|---|
| Technical | 75.0 | 20% |
| Trend & RS | 99.6 | 30% |
| Momentum | 84.6 | 15% |
| Fundamental | 88.9 | 10% |
| Macro | 54.5 | 20% |
| Liquidity | 76.7 | 5% |
Trade Setup
| Entry | 433.74 |
| Stop Loss | 399.34 (7.9%) |
| Target 1 (1:1) | 468.14 (+7.9%) |
| Target 2 (2:1) | 502.54 (+15.9%) |
| ATR(14) | 17.20 (4.0%) |
| Risk per Share | 34.40 |
| Reward:Risk | 2:1 |
ATR-based levels. Adjust for support/resistance zones.
Factor Profile
| Factor | Score | Z | Bar |
|---|---|---|---|
| Value | 50.9 | +0.04 | |
| Momentum | 77.0 | +1.08 | |
| Quality | 29.3 | -0.83 | |
| Composite | 52.4 | ||
Quality Scores
Piotroski F-Score
7
/9 —
Strong
✓
✓
✗
✗
✓
✓
✓
✓
✓
1. Positive Net Income
2. Positive Roa
3. Positive Cfo
4. Quality Earnings
5. Lower Leverage
6. Higher Liquidity
7. No Dilution
8. Higher Gross Margin
9. Higher Asset Turnover
Altman Z-Score
6.83
—
Safe Zone
Distress <1.81Grey 1.81–2.99>2.99 Safe
Valuation vs Peers Fair Value
| Metric | Stock | Sector | vs Peers |
|---|---|---|---|
| P/E Ratio | 42.3 | 22.0 | +92% above |
| P/B Ratio | 2.8 | 4.0 | Below |
| Dividend Yield | 82.0% | 1.5% | Above avg |
Comparing against Healthcare median multiples.
Intrinsic Value (DCF) Significantly Overvalued
Intrinsic Value
319.47
vs
Market Price
433.74
Upside
-26.3%
| Margin of Safety | -35.8% |
| Stage 1 PV (5yr FCF) | 7,566,647,488 |
| Terminal Value PV | 30,803,261,023 |
| Total Enterprise Value | 38,369,908,511 |
Assumptions
| Base FCF | 984,846,650 |
| Growth Rate (5yr) | 25.0% |
| Terminal Growth | 2.5% |
| Discount Rate (WACC) | 9.0% |
2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.
Position Sizing — Kelly Criterion
4.6%
Recommended Size
52.17%
Full Kelly
26.09%
Half Kelly
5.0%
Max Cap (Moderate)
Kelly inputs derived from quant score 81/100. Estimated win rate 64%, avg win 9.9%, avg loss 3.4%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.
RECOVERY
Regime: RECOVERY (40% confidence) — position size reduced 8%
Signal Summary STRONG BUY
3
Bullish Signals
1
Bearish Signals
61.44
RSI(14)
4.835
MACD
Relative Strength (RS) STRONG RS
98
/ 99
RS Rating
✓ O'Neil PASS (≥80)
| RS vs SPY | ↑ RISING (+17.3% vs SPY 3M) |
| RS vs Sector | INLINE (Healthcare) |
| RS New High | ✓ RS at 3-month high Institutional accumulation signal |
| Sector Outperformance | -1.4% (3M) |
RS Line — stock / SPY (90 bars)
← older
newer →
RS vs SPY
50-day SMA of RS
STRONG RS:
Top performer — outperforming the market and making new relative highs. Institutional accumulation likely.
Technical Indicators
| Indicator | Value | Signal |
|---|---|---|
| Rsi | 61.44 | NEUTRAL |
| Macd | 4.835 | BEARISH |
| Ma Cross | 403.32 / 310.85 | GOLDEN CROSS |
| Trend Short | ABOVE SMA50 | |
| Trend Long | ABOVE SMA200 | |
| Bollinger | MIDDLE | |
| Volume | 1.83x | HIGH |
Key Levels
| Level | Price |
|---|---|
| 52-Week High | 456.50 |
| Bollinger Upper | 434.22 |
| SMA(200) | 310.85 |
| SMA(50) | 403.32 |
| SMA(20) | 419.61 |
| Current Price | 433.74 |
| Bollinger Lower | 404.99 |
| 52-Week Low | 163.11 |
| ATR(14) | 17.2 |
Advanced Technical Analysis
Click to expand
Wyckoff Phase & Volume Spread Analysis
Wyckoff Phase
MARKUP
Confidence
100%
Acc: 0.0 |
Dist: 0.0 |
Markup: 2.0 |
Markdown: 0.0
Volume Spread Analysis (last 5 bars)
| Date | Signal | Vol | Description |
|---|---|---|---|
| 2026-11-02 | Normal | 0.65x | Normal bar — no special VSA pattern |
| 2026-11-03 | Normal | 0.97x | Normal bar — no special VSA pattern |
| 2026-11-04 | Normal | 1.32x | Normal bar — no special VSA pattern |
| 2026-11-05 | Normal | 0.97x | Normal bar — no special VSA pattern |
| 2026-11-06 | Normal | 1.83x | Normal bar — no special VSA pattern |
Ichimoku Cloud BULLISH
| Line | Value | Status |
|---|---|---|
| Tenkan-sen (9) | 421.68 | Above Kijun |
| Kijun-sen (26) | 415.30 | Base line |
| Senkou A | 418.49 | Leading span A |
| Senkou B | 411.94 | Leading span B |
| Cloud | 411.94 – 418.49 | Bullish (Green) |
| Price vs Cloud | 433.74 | Above Cloud |
| Chikou Span | 387.54 | Bullish |
| Alignment Score | 4/4 | BULLISH |
TTM Squeeze & Divergences
TTM Squeeze
SQUEEZE ON
6 bars
Momentum:
BULLISH
BB: 404.99 – 434.22 | KC: 395.73 – 443.49
Divergences (last 60 bars)
No significant divergences detected in the last 60 bars.
Anchored VWAP
VWAP: 330.69
Anchor: 2026-03-20 (52w Low)
ABOVE AVWAP
+31.2%
Heikin-Ashi Trend
Valuation
| Metric | Value |
|---|---|
| Market Cap | 52.09B |
| P/E (TTM) | 42.32 |
| Forward P/E | N/A |
| P/B | 2.77 |
| EPS | 10.25 |
Financial Health
| Metric | Value |
|---|---|
| Revenue Growth | 26.1% |
| Profit Margin | 0.8% |
| ROE | 6.7% |
| Debt/Equity | 67.87 |
| Current Ratio | 1.65 |
| Dividend Yield | 82.0% |
| Payout Ratio | N/A |
| Beta | 0.64 |
Trading Data
433.74
Open
433.74
Day High
433.74
Day Low
2.58M
Volume (2.0x avg)
Price Chart (90 Days)
Candlesticks (green=up, red=down)
SMA 20
SMA 50
Bollinger Bands (upper/lower)
Volume (green=buying, red=selling)