Humana Inc.
HUM · Healthcare · · USDFahodi Score BUY Short-term (Swing)
70
/ 100
Technical
75
Trend & RS
99
Momentum
72
Fundamental (0%)
78
Macro
22
Liquidity
55
| Component | Score | Weight |
|---|---|---|
| Technical | 75.0 | 40% |
| Trend & RS | 99.2 | 20% |
| Momentum | 72.3 | 20% |
| Fundamental | 77.8 | 0% |
| Macro | 22.5 | 15% |
| Liquidity | 55.0 | 5% |
Trade Setup
| Entry | 411.79 |
| Stop Loss | 379.75 (7.8%) |
| Target 1 (1:1) | 443.83 (+7.8%) |
| Target 2 (2:1) | 475.87 (+15.6%) |
| ATR(14) | 16.02 (3.9%) |
| Risk per Share | 32.04 |
| Reward:Risk | 2:1 |
ATR-based levels. Adjust for support/resistance zones.
Factor Profile
| Factor | Score | Z | Bar |
|---|---|---|---|
| Value | 51.4 | +0.06 | |
| Momentum | 72.3 | +0.89 | |
| Quality | 30.3 | -0.79 | |
| Composite | 51.4 | ||
Quality Scores
Piotroski F-Score
7
/9 —
Strong
✓
✓
✗
✗
✓
✓
✓
✓
✓
1. Positive Net Income
2. Positive Roa
3. Positive Cfo
4. Quality Earnings
5. Lower Leverage
6. Higher Liquidity
7. No Dilution
8. Higher Gross Margin
9. Higher Asset Turnover
Altman Z-Score
Insufficient Data
Valuation vs Peers Fair Value
| Metric | Stock | Sector | vs Peers |
|---|---|---|---|
| P/E Ratio | 38.9 | 22.0 | +77% above |
| P/B Ratio | 2.6 | 4.0 | Below |
| Dividend Yield | 86.0% | 1.5% | Above avg |
Comparing against Healthcare median multiples.
Intrinsic Value (DCF) Overvalued
Intrinsic Value
329.76
vs
Market Price
411.79
Upside
-19.9%
| Margin of Safety | -24.9% |
| Stage 1 PV (5yr FCF) | 7,808,764,788 |
| Terminal Value PV | 31,788,902,605 |
| Total Enterprise Value | 39,597,667,393 |
Assumptions
| Base FCF | 1,016,359,736 |
| Growth Rate (5yr) | 25.0% |
| Terminal Growth | 2.5% |
| Discount Rate (WACC) | 9.0% |
2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.
Position Sizing — Kelly Criterion
4.6%
Recommended Size
45.98%
Full Kelly
22.99%
Half Kelly
5.0%
Max Cap (Moderate)
Kelly inputs derived from quant score 70/100. Estimated win rate 61%, avg win 9.2%, avg loss 3.6%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.
RECOVERY
Regime: RECOVERY (40% confidence) — position size reduced 8%
Signal Summary STRONG BUY
3
Bullish Signals
1
Bearish Signals
50.43
RSI(14)
3.613
MACD
Relative Strength (RS) STRONG RS
97
/ 99
RS Rating
✓ O'Neil PASS (≥80)
| RS vs SPY | ↑ RISING (+12.2% vs SPY 3M) |
| RS vs Sector | UNDERPERFORMING (Healthcare) |
| RS New High | ✓ RS at 3-month high Institutional accumulation signal |
| Sector Outperformance | -5.8% (3M) |
RS Line — stock / SPY (90 bars)
← older
newer →
RS vs SPY
50-day SMA of RS
STRONG RS:
Top performer — outperforming the market and making new relative highs. Institutional accumulation likely.
Technical Indicators
| Indicator | Value | Signal |
|---|---|---|
| Rsi | 50.43 | NEUTRAL |
| Macd | 3.613 | BEARISH |
| Ma Cross | 402.48 / 310.0 | GOLDEN CROSS |
| Trend Short | ABOVE SMA50 | |
| Trend Long | ABOVE SMA200 | |
| Bollinger | MIDDLE | |
| Volume | 0.89x | NORMAL |
Key Levels
| Level | Price |
|---|---|
| 52-Week High | 456.50 |
| Bollinger Upper | 433.56 |
| SMA(200) | 310.0 |
| SMA(50) | 402.48 |
| SMA(20) | 419.47 |
| Current Price | 411.79 |
| Bollinger Lower | 405.38 |
| 52-Week Low | 163.11 |
| ATR(14) | 16.02 |
Advanced Technical Analysis
Click to expand
Wyckoff Phase & Volume Spread Analysis
Wyckoff Phase
Insufficient data for Wyckoff analysis.
Volume Spread Analysis (last 5 bars)
| Date | Signal | Vol | Description |
|---|---|---|---|
| 2026-10-30 | Normal | 0.58x | Normal bar — no special VSA pattern |
| 2026-11-02 | Normal | 0.6x | Normal bar — no special VSA pattern |
| 2026-11-03 | Normal | 0.9x | Normal bar — no special VSA pattern |
| 2026-11-04 | Normal | 1.22x | Normal bar — no special VSA pattern |
| 2026-11-05 | Normal | 0.89x | Normal bar — no special VSA pattern |
Ichimoku Cloud NEUTRAL
| Line | Value | Status |
|---|---|---|
| Tenkan-sen (9) | 414.29 | Below Kijun |
| Kijun-sen (26) | 415.30 | Base line |
| Senkou A | 414.80 | Leading span A |
| Senkou B | 411.94 | Leading span B |
| Cloud | 411.94 – 414.80 | Bullish (Green) |
| Price vs Cloud | 411.79 | Below Cloud |
| Chikou Span | 378.88 | Bullish |
| Alignment Score | 2/4 | NEUTRAL |
TTM Squeeze & Divergences
TTM Squeeze
SQUEEZE ON
5 bars
Momentum:
BEARISH
BB: 405.38 – 433.56 | KC: 392.83 – 446.11
Divergences (last 60 bars)
No significant divergences detected in the last 60 bars.
Anchored VWAP
VWAP: 329.62
Anchor: 2026-03-20 (52w Low)
ABOVE AVWAP
+24.9%
Heikin-Ashi Trend
Valuation
| Metric | Value |
|---|---|
| Market Cap | 49.45B |
| P/E (TTM) | 38.92 |
| Forward P/E | N/A |
| P/B | 2.57 |
| EPS | 10.58 |
Financial Health
| Metric | Value |
|---|---|
| Revenue Growth | 26.2% |
| Profit Margin | 0.9% |
| ROE | 6.9% |
| Debt/Equity | 76.48 |
| Current Ratio | 1.74 |
| Dividend Yield | 86.0% |
| Payout Ratio | N/A |
| Beta | 0.64 |
Trading Data
411.79
Open
411.79
Day High
411.79
Day Low
1.36M
Volume (1.1x avg)
Price Chart (90 Days)
Candlesticks (green=up, red=down)
SMA 20
SMA 50
Bollinger Bands (upper/lower)
Volume (green=buying, red=selling)