Humana Inc.
HUM · Healthcare · · USDFahodi Score BUY Short-term (Swing)
70
/ 100
Technical
75
Trend & RS
99
Momentum
72
Fundamental (0%)
78
Macro
24
Liquidity
37
| Component | Score | Weight |
|---|---|---|
| Technical | 75.0 | 40% |
| Trend & RS | 99.2 | 20% |
| Momentum | 72.2 | 20% |
| Fundamental | 77.8 | 0% |
| Macro | 23.8 | 15% |
| Liquidity | 37.1 | 5% |
Trade Setup
| Entry | 414.50 |
| Stop Loss | 383.56 (7.5%) |
| Target 1 (1:1) | 445.44 (+7.5%) |
| Target 2 (2:1) | 476.38 (+14.9%) |
| ATR(14) | 15.47 (3.7%) |
| Risk per Share | 30.94 |
| Reward:Risk | 2:1 |
ATR-based levels. Adjust for support/resistance zones.
Factor Profile
| Factor | Score | Z | Bar |
|---|---|---|---|
| Value | 48.6 | -0.06 | |
| Momentum | 72.2 | +0.89 | |
| Quality | 30.3 | -0.79 | |
| Composite | 50.4 | ||
Quality Scores
Piotroski F-Score
7
/9 —
Strong
✓
✓
✗
✗
✓
✓
✓
✓
✓
1. Positive Net Income
2. Positive Roa
3. Positive Cfo
4. Quality Earnings
5. Lower Leverage
6. Higher Liquidity
7. No Dilution
8. Higher Gross Margin
9. Higher Asset Turnover
Altman Z-Score
Insufficient Data
Valuation vs Peers Fair Value
| Metric | Stock | Sector | vs Peers |
|---|---|---|---|
| P/E Ratio | 40.8 | 22.0 | +86% above |
| P/B Ratio | 2.7 | 4.0 | Below |
| Dividend Yield | 86.0% | 1.5% | Above avg |
Comparing against Healthcare median multiples.
Intrinsic Value (DCF) Significantly Overvalued
Intrinsic Value
329.76
vs
Market Price
431.99
Upside
-23.7%
| Margin of Safety | -31.0% |
| Stage 1 PV (5yr FCF) | 7,808,763,957 |
| Terminal Value PV | 31,788,899,223 |
| Total Enterprise Value | 39,597,663,180 |
Assumptions
| Base FCF | 1,016,359,628 |
| Growth Rate (5yr) | 25.0% |
| Terminal Growth | 2.5% |
| Discount Rate (WACC) | 9.0% |
2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.
Position Sizing — Kelly Criterion
4.6%
Recommended Size
45.56%
Full Kelly
22.78%
Half Kelly
5.0%
Max Cap (Moderate)
Kelly inputs derived from quant score 70/100. Estimated win rate 61%, avg win 9.2%, avg loss 3.6%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.
RECOVERY
Regime: RECOVERY (40% confidence) — position size reduced 8%
Signal Summary STRONG BUY
3
Bullish Signals
1
Bearish Signals
52.12
RSI(14)
3.3002
MACD
Relative Strength (RS) STRONG RS
97
/ 99
RS Rating
✓ O'Neil PASS (≥80)
| RS vs SPY | ↑ RISING (+12.7% vs SPY 3M) |
| RS vs Sector | UNDERPERFORMING (Healthcare) |
| RS New High | ✓ RS at 3-month high Institutional accumulation signal |
| Sector Outperformance | -5.1% (3M) |
RS Line — stock / SPY (90 bars)
← older
newer →
RS vs SPY
50-day SMA of RS
STRONG RS:
Top performer — outperforming the market and making new relative highs. Institutional accumulation likely.
Technical Indicators
| Indicator | Value | Signal |
|---|---|---|
| Rsi | 52.12 | NEUTRAL |
| Macd | 3.3002 | BEARISH |
| Ma Cross | 402.94 / 310.75 | GOLDEN CROSS |
| Trend Short | ABOVE SMA50 | |
| Trend Long | ABOVE SMA200 | |
| Bollinger | MIDDLE | |
| Volume | 0.04x | LOW |
Key Levels
| Level | Price |
|---|---|
| 52-Week High | 456.50 |
| Bollinger Upper | 431.81 |
| SMA(200) | 310.75 |
| SMA(50) | 402.94 |
| SMA(20) | 418.65 |
| Current Price | 431.99 |
| Bollinger Lower | 405.49 |
| 52-Week Low | 163.11 |
| ATR(14) | 15.47 |
Advanced Technical Analysis
Click to expand
Wyckoff Phase & Volume Spread Analysis
Wyckoff Phase
Insufficient data for Wyckoff analysis.
Volume Spread Analysis (last 5 bars)
| Date | Signal | Vol | Description |
|---|---|---|---|
| 2026-11-02 | Normal | 0.72x | Normal bar — no special VSA pattern |
| 2026-11-03 | Normal | 1.07x | Normal bar — no special VSA pattern |
| 2026-11-04 | Normal | 1.46x | Normal bar — no special VSA pattern |
| 2026-11-05 | Normal | 1.07x | Normal bar — no special VSA pattern |
| 2026-11-06 | No Demand | 0.04x | Low volume, narrow spread, weak close — no buying interest |
Ichimoku Cloud BULLISH
| Line | Value | Status |
|---|---|---|
| Tenkan-sen (9) | 413.21 | Below Kijun |
| Kijun-sen (26) | 415.30 | Base line |
| Senkou A | 414.25 | Leading span A |
| Senkou B | 411.94 | Leading span B |
| Cloud | 411.94 – 414.25 | Bullish (Green) |
| Price vs Cloud | 414.50 | Above Cloud |
| Chikou Span | 387.54 | Bullish |
| Alignment Score | 3/4 | BULLISH |
TTM Squeeze & Divergences
TTM Squeeze
SQUEEZE ON
6 bars
Momentum:
BEARISH FADING
BB: 405.49 – 431.81 | KC: 396.58 – 440.71
Divergences (last 60 bars)
No significant divergences detected in the last 60 bars.
Anchored VWAP
VWAP: 329.64
Anchor: 2026-03-20 (52w Low)
ABOVE AVWAP
+25.7%
Heikin-Ashi Trend
Valuation
| Metric | Value |
|---|---|
| Market Cap | 51.87B |
| P/E (TTM) | 40.83 |
| Forward P/E | N/A |
| P/B | 2.70 |
| EPS | 10.58 |
Financial Health
| Metric | Value |
|---|---|
| Revenue Growth | 26.2% |
| Profit Margin | 0.9% |
| ROE | 6.9% |
| Debt/Equity | 76.48 |
| Current Ratio | 1.74 |
| Dividend Yield | 86.0% |
| Payout Ratio | N/A |
| Beta | 0.64 |
Trading Data
431.99
Open
431.99
Day High
431.99
Day Low
215.9K
Volume (0.2x avg)
Price Chart (90 Days)
Candlesticks (green=up, red=down)
SMA 20
SMA 50
Bollinger Bands (upper/lower)
Volume (green=buying, red=selling)