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PayPal Holdings, Inc.

PYPL · Financial Services · · USD
54.96 USD
0.00 (-3.27%)
● Updated 2026-09-07 19:37 Saudi Time ↻ Refresh
Short-term Mid-term Long-term

Fahodi Score HOLD Long-term (Investment)

60
/ 100
Technical 75
Trend & RS 70
Momentum 78
Fundamental 56
Macro 64
Liquidity 49
ComponentScoreWeight
Technical 75.0 10%
Trend & RS 69.8 10%
Momentum 77.9 5%
Fundamental 55.6 40%
Macro 64.4 15%
Liquidity 48.6 20%

Trade Setup

Entry 54.96
Stop Loss 50.94 (7.3%)
Target 1 (1:1) 58.98 (+7.3%)
Target 2 (2:1) 63.00 (+14.6%)
ATR(14) 2.01 (3.7%)
Risk per Share 4.02
Reward:Risk 2:1

ATR-based levels. Adjust for support/resistance zones.

Factor Profile

Factor Score Z Bar
Value 84.1 +1.36
Momentum 77.9 +1.12
Quality 46.7 -0.13
Composite 69.6

Quality Scores

Piotroski F-Score 5 /9 — Average
✓ ✓ ✗ ✗ ✓ ✗ ✓ ✓ ✗
1. Positive Net Income 2. Positive Roa 3. Positive Cfo 4. Quality Earnings 5. Lower Leverage 6. Higher Liquidity 7. No Dilution 8. Higher Gross Margin 9. Higher Asset Turnover
Altman Z-Score Insufficient Data

Valuation vs Peers Undervalued

MetricStockSectorvs Peers
P/E Ratio 10.4 18.0 -42% below
P/B Ratio 2.4 2.5 Inline
Dividend Yield 1.0% 2.0% Below avg

Comparing against Financial Services median multiples.

Trading at a discount to sector peers — potential value opportunity.

Intrinsic Value (DCF) Undervalued

Intrinsic Value
73.67
vs
Market Price
54.96
Upside
+34.0%
Margin of Safety +25.4%
Stage 1 PV (5yr FCF)16,113,522,748
Terminal Value PV46,906,197,958
Total Enterprise Value63,019,720,706

Assumptions

Base FCF3,620,310,332
Growth Rate (5yr)4.8%
Terminal Growth2.5%
Discount Rate (WACC)9.0%

2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.

Position Sizing — Kelly Criterion

4.5%
Recommended Size
39.44%
Full Kelly
19.72%
Half Kelly
5.0%
Max Cap (Moderate)

Kelly inputs derived from quant score 60/100. Estimated win rate 58%, avg win 8.6%, avg loss 3.8%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.

BEAR Regime: BEAR (20% confidence) — position size reduced 10%

Signal Summary STRONG BUY

3
Bullish Signals
1
Bearish Signals
43.97
RSI(14)
-0.2813
MACD

Relative Strength (RS) NEUTRAL

49
/ 99
RS Rating
O'Neil filter: <80
RS vs SPY → FLAT (+28.7% vs SPY 3M)
RS vs Sector OUTPERFORMING (Financial Services)
RS New High No (11d since high)
Sector Outperformance +25.3% (3M)
RS Line — stock / SPY (90 bars)
← older newer →
RS vs SPY 50-day SMA of RS
NEUTRAL: In line with the market — no strong outperformance or underperformance.

Technical Indicators

IndicatorValueSignal
Rsi 43.97 NEUTRAL
Macd -0.2813 BEARISH
Ma Cross 54.89 / 50.73 GOLDEN CROSS
Trend Short ABOVE SMA50
Trend Long ABOVE SMA200
Bollinger MIDDLE
Volume 1.05x NORMAL

Key Levels

LevelPrice
52-Week High79.22
Bollinger Upper65.53
SMA(200)50.73
SMA(50)54.89
SMA(20)58.76
Current Price54.96
Bollinger Lower51.99
52-Week Low38.46
ATR(14)2.01

Advanced Technical Analysis

Click to expand

Wyckoff Phase & Volume Spread Analysis

Wyckoff Phase

MARKUP Confidence
100%
Acc: 0.0  |  Dist: 0.0  |  Markup: 2.0  |  Markdown: 0.0

Volume Spread Analysis (last 5 bars)

DateSignalVolDescription
2026-08-31 Normal 1.59x Normal bar — no special VSA pattern
2026-09-01 Normal 0.82x Normal bar — no special VSA pattern
2026-09-02 Normal 1.21x Normal bar — no special VSA pattern
2026-09-03 Normal 1.22x Normal bar — no special VSA pattern
2026-09-04 Normal 1.05x Normal bar — no special VSA pattern

Ichimoku Cloud NEUTRAL

LineValueStatus
Tenkan-sen (9) 57.01 Below Kijun
Kijun-sen (26) 57.18 Base line
Senkou A 57.10 Leading span A
Senkou B 52.08 Leading span B
Cloud 52.08 – 57.10 Bullish (Green)
Price vs Cloud 54.96 Inside Cloud
Chikou Span 57.07 Bearish
Alignment Score 1/4 NEUTRAL

TTM Squeeze & Divergences

TTM Squeeze

SQUEEZE OFF No squeeze Momentum: BEARISH
BB: 51.99 – 65.53  |  KC: 55.87 – 61.64

Divergences (last 60 bars)

TypeIndicatorBars AgoStrength
Regular Bearish RSI 12
Regular Bearish RSI 22
Regular Bearish RSI 28

Anchored VWAP

VWAP: 47.66 Anchor: 2026-02-12 (52w Low) ABOVE AVWAP +15.3%

Heikin-Ashi Trend

EXHAUSTION Trend exhaustion (4 doji candles) Full data via /api/advanced/PYPL

Valuation

MetricValue
Market Cap47.02B
P/E (TTM)10.39
Forward P/EN/A
P/B2.39
EPS5.29

Financial Health

MetricValue
Revenue Growth4.8%
Profit Margin14.4%
ROE24.5%
Debt/Equity71.75
Current Ratio1.29
Dividend Yield1.0%
Payout RatioN/A
Beta1.29

Trading Data

54.96
Open
54.96
Day High
54.96
Day Low
13.04M
Volume (0.8x avg)

Recent News (8)

PayPal cuts about 220 jobs in India
Electronic Payments · 2026-09-07
Palantir Billionaire Peter Thiel Just Bought Shares of This AI Stock That’s Climbed 200,000% Since Its IPO -- And It’s His Top Position.
Motley Fool · 2026-09-05
Paypal (PYPL) Registers a Bigger Fall Than the Market: Important Facts to Note
Zacks · 2026-09-04
PayPal adds another round of layoffs
LA Times · 2026-09-04
6 Financial Moves the IRS Definitely Notices
MoneyLion · 2026-09-04
PayPal's BNPL and Credit Growth: Can It be a Further Upside Driver?
Zacks · 2026-09-04
How Is PayPal’s Stock Performance Compared to Other Digital Payment Stocks
Barchart · 2026-09-04
PayPal Stock Jumps on Fresh Takeover Speculation
GuruFocus.com · 2026-09-04

Price Chart (90 Days)

Candlesticks (green=up, red=down) SMA 20 SMA 50 Bollinger Bands (upper/lower) Volume (green=buying, red=selling)
Powered by Fahodi Methodology. This is analytical output, not financial advice. Always do your own due diligence.  ·  Pipeline status  ·  Data: —