S&P 500 7522.53 -0.28%
NASDAQ 26060.62 -0.56%
TASI 10808.43 -0.42%
Oil (WTI) 71.83 -0.35%
Oil (Brent) 76.25 -0.07%
VIX 15.50 -2.15%
Gold 4115.00 -0.62%
USD/SAR 3.75 +0.01%

PayPal Holdings, Inc.

PYPL · Financial Services · · USD
46.13 USD
+0.00 (1.79%)
● Updated 2026-07-10 17:40 Saudi Time ↻ Refresh
Short-term Mid-term Long-term

Fahodi Score SELL Short-term (Swing)

46
/ 100
Technical 50
Trend & RS 34
Momentum 39
Fundamental (0%) 67
Macro 65
Liquidity 36
ComponentScoreWeight
Technical 50.0 40%
Trend & RS 34.4 20%
Momentum 38.9 20%
Fundamental 66.7 0%
Macro 65.2 15%
Liquidity 36.1 5%

Trade Setup

Entry 46.26
Stop Loss 43.44 (6.1%)
Target 1 (1:1) 49.08 (+6.1%)
Target 2 (2:1) 51.90 (+12.2%)
ATR(14) 1.41 (3.0%)
Risk per Share 2.82
Reward:Risk 2:1

ATR-based levels. Adjust for support/resistance zones.

Factor Profile

Factor Score Z Bar
Value 87.8 +1.51
Momentum 38.9 -0.45
Quality 47.3 -0.11
Composite 58.0

Quality Scores

Piotroski F-Score 6 /9 — Average
✓ ✓ ✗ ✗ ✓ ✗ ✓ ✓ ✓
1. Positive Net Income 2. Positive Roa 3. Positive Cfo 4. Quality Earnings 5. Lower Leverage 6. Higher Liquidity 7. No Dilution 8. Higher Gross Margin 9. Higher Asset Turnover
Altman Z-Score Insufficient Data

Valuation vs Peers Undervalued

MetricStockSectorvs Peers
P/E Ratio 8.7 18.0 -52% below
P/B Ratio 2.0 2.5 Below
Dividend Yield 1.2% 2.0% Below avg

Comparing against Financial Services median multiples.

Trading at a discount to sector peers — potential value opportunity.

Intrinsic Value (DCF) Significantly Undervalued

Intrinsic Value
83.54
vs
Market Price
46.13
Upside
+81.1%
Margin of Safety +44.8%
Stage 1 PV (5yr FCF)18,197,221,983
Terminal Value PV55,496,009,984
Total Enterprise Value73,693,231,967

Assumptions

Base FCF3,824,809,539
Growth Rate (5yr)7.2%
Terminal Growth2.5%
Discount Rate (WACC)9.0%

2-stage DCF: 5yr projected FCF + Gordon Growth terminal value. Estimates only — adjust growth and WACC for your own assumptions.

Position Sizing — Kelly Criterion

4.8%
Recommended Size
29.66%
Full Kelly
14.83%
Half Kelly
5.0%
Max Cap (Moderate)

Kelly inputs derived from quant score 46/100. Estimated win rate 54%, avg win 7.8%, avg loss 4.1%. Position was capped at the moderate risk maximum. This is analytical output, not a recommendation to trade.

RECOVERY Regime: RECOVERY (20% confidence) — position size reduced 4%

Signal Summary BUY

2
Bullish Signals
2
Bearish Signals
60.79
RSI(14)
0.4932
MACD

Relative Strength (RS) WEAK RS

11
/ 99
RS Rating
O'Neil filter: <80
RS vs SPY → FLAT (-10.2% vs SPY 3M)
RS vs Sector UNDERPERFORMING (Financial Services)
RS New High No (56d since high)
Sector Outperformance -7.3% (3M)
RS Line — stock / SPY (90 bars)
← older newer →
RS vs SPY 50-day SMA of RS
WEAK RS: Underperformer — the stock is lagging the market. Avoid until RS trend reverses upward.

Technical Indicators

IndicatorValueSignal
Rsi 60.79 NEUTRAL
Macd 0.4932 BULLISH
Ma Cross 44.4 / 53.08 DEATH CROSS
Trend Short ABOVE SMA50
Trend Long BELOW SMA200
Bollinger MIDDLE
Volume 0.2x LOW

Key Levels

LevelPrice
52-Week High79.50
Bollinger Upper46.6
SMA(200)53.08
SMA(50)44.4
SMA(20)43.53
Current Price46.13
Bollinger Lower40.46
52-Week Low38.46
ATR(14)1.41

Advanced Technical Analysis

Click to expand

Wyckoff Phase & Volume Spread Analysis

Wyckoff Phase

DISTRIBUTION A Confidence
100%
Buying Climax
Acc: 0.0  |  Dist: 2.0  |  Markup: 0.0  |  Markdown: 0.0

Volume Spread Analysis (last 5 bars)

DateSignalVolDescription
2026-07-06 Normal 0.73x Normal bar — no special VSA pattern
2026-07-07 Normal 0.65x Normal bar — no special VSA pattern
2026-07-08 Normal 0.61x Normal bar — no special VSA pattern
2026-07-09 Normal 0.58x Normal bar — no special VSA pattern
2026-07-10 No Supply 0.2x Low volume, narrow spread, firm close — no selling pressure

Ichimoku Cloud BULLISH

LineValueStatus
Tenkan-sen (9) 44.35 Above Kijun
Kijun-sen (26) 43.32 Base line
Senkou A 43.84 Leading span A
Senkou B 46.03 Leading span B
Cloud 43.84 – 46.03 Bearish (Red)
Price vs Cloud 46.26 Above Cloud
Chikou Span 42.61 Bullish
Alignment Score 3/4 BULLISH

TTM Squeeze & Divergences

TTM Squeeze

SQUEEZE OFF No squeeze Momentum: BULLISH
BB: 40.46 – 46.6  |  KC: 41.36 – 45.7

Divergences (last 60 bars)

TypeIndicatorBars AgoStrength
Hidden Bearish RSI 17

Anchored VWAP

VWAP: 44.85 Anchor: 2026-02-12 (52w Low) ABOVE AVWAP +3.1%

Heikin-Ashi Trend

WEAKLY BULLISH Full data via /api/advanced/PYPL

Valuation

MetricValue
Market Cap40.69B
P/E (TTM)8.65
Forward P/EN/A
P/B2.05
EPS5.42

Financial Health

MetricValue
Revenue Growth7.2%
Profit Margin15.0%
ROE25.1%
Debt/Equity58.28
Current Ratio1.26
Dividend Yield1.2%
Payout RatioN/A
Beta1.33

Trading Data

46.13
Open
46.13
Day High
46.13
Day Low
2.88M
Volume (0.2x avg)

Recent News (8)

2 Value Stocks for Long-Term Investors and 1 We Avoid
StockStory · 2026-07-10
Bernie Sanders Asks Who Do You Trust: The Pope or Peter Thiel, After Billionaire Palantir Founder Calls the Pontiff a 'Chinese Communist Agent
Benzinga · 2026-07-10
PayPal boosts its stablecoin as banks prepare to launch a shared one
American Banker · 2026-07-09
PayPal Expands PYUSD to Polygons $2.6T Stablecoin Settlement Network
CryptoProwl · 2026-07-09
Mastercard Vs PayPal: Barclays Sees Big Upside In Only One Payments Stock
Stocktwits · 2026-07-09
PayPal, Ameriprise Financial, and Ally Financial Shares Are Falling, What You Need To Know
StockStory · 2026-07-08
The Standoff Over PYPL Stock
Trefis · 2026-07-08
PYPL Stock: Where Compounding Could Take The Price
Trefis · 2026-07-08

Price Chart (90 Days)

Candlesticks (green=up, red=down) SMA 20 SMA 50 Bollinger Bands (upper/lower) Volume (green=buying, red=selling)
Powered by Fahodi Methodology. This is analytical output, not financial advice. Always do your own due diligence.  ·  Pipeline status  ·  Data: —